cards that dont mind inquiries and new accounts

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

Wonder if I could get approved for a boa bbr? 

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I was approved for two and your scores are better than mine! My terms aren't the best, but that doesn't matter much for a card like BBR, which you probably aren't going to put much on each month anyway. 

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Lol I would take the hit my inquiries are so high right now, with so much activity since April I may as well consider it. Once my Nasa card is in hand I think I'll go for it! 

Thanks! 

[takeshi74]

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@Anonymous wrote:

hi all. which cc companies dont mind inquiries and new accounts? 

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This is not simply a matter of creditor.  One's credit profile also matters.

Inquiries are a relatively small factor.  If you're getting inquirieis cited as a denial reason it is likely that there are other issues that need to be addressed.

[Anonymous]

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@UncleB wrote:

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@Anonymous wrote:

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@ddemari wrote:

There are banks that are not new account/ inquiry but it really depends on your individual overall credit profile. 

I would say Synch Bank on most store cards would let u in with a lot of new accounts/ inquiries with a 676 TU. 

Capitalone is pretty ok on it from my experience. 

You have some nice cards, how many inquiries/ new accounts are u talking about? I would definitely try and stay away from these banks if u are really feeling new account/ inquriy heavy. 

• US Bank
• Barclays
• Citi
• Chase
• American Express
• Bank of America

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I hope it goes well when my wife and I do a joint app for lowes...my TU is 639

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I don't think Synchrony does a joint application on Lowe's (not that I'm aware of, anyway) but if you have any trouble getting approved, your wife can also apply, so in a sense you've got 'double' the chance of an approval. 

Good luck!

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I talked to someone here in the forum who works for Lowes credit department and said they do join apps...but not HD.

[Tomgon1981]

I got in with Bank of America mlb rewards card with $2000 SL with a 636 EX Fico and 23 inquiry so you never know YMMV

[UncleB]

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@Anonymous wrote:

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@UncleB wrote:

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@Anonymous wrote:

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@ddemari wrote:

There are banks that are not new account/ inquiry but it really depends on your individual overall credit profile. 

I would say Synch Bank on most store cards would let u in with a lot of new accounts/ inquiries with a 676 TU. 

Capitalone is pretty ok on it from my experience. 

You have some nice cards, how many inquiries/ new accounts are u talking about? I would definitely try and stay away from these banks if u are really feeling new account/ inquriy heavy. 

• US Bank
• Barclays
• Citi
• Chase
• American Express
• Bank of America

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I hope it goes well when my wife and I do a joint app for lowes...my TU is 639

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I don't think Synchrony does a joint application on Lowe's (not that I'm aware of, anyway) but if you have any trouble getting approved, your wife can also apply, so in a sense you've got 'double' the chance of an approval. 

Good luck!

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I talked to someone here in the forum who works for Lowes credit department and said they do join apps...but not HD.

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Ah, gotcha... that's good to know!

Good luck!