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cash + redemption

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Contributor

cash + redemption

can anyone give me a quick how to to redeem cash +. I'm not finding an option anywhere. website/mobile. looked for "rewards center". I'm not seeing anything to redeem cash back. 


discover-$27,400 freedom vs-$7,000 credit union-$8,200 Blispay-$I make more money than them Tran-785 Exp-784 Equ-797
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Frequent Contributor

Re: cash + redemption

Sign onto website and click onthe menu tab, top left corner. Click transfer, transfer money, and then you'll see the rewards transfer. I set mine to transfer rewards automatically monthly into my US Bank checking. Hope this works. 

Discover $21k | Venture $20k | Quicksilver $15k | NICU Rewards MC $13.5k | Costco $14.5k | Citi Costco $12.5k | Chase Sapphire Reserve $10k | Barclay Apple $9.6k | Best Buy MC $10k | Merrick Bank Visa (formerly Hooters) $2.6k |
Message 2 of 16
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Valued Contributor

Re: cash + redemption

Also, you can't redeem via USB app, has to be through their desktop website. 

BK7 dc in 01/2011 with FICO8 in the 500s

New cc TLs : 1/6 ; 1/12 ; 2/24
HPs EX 2 EQ 2 TU 1
AAoA 5y4m
UTIL 1% - 3%

$220K+ Total Limits










Message 3 of 16
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Super Contributor

Re: cash + redemption

I’ve been wondering about this myself, always had to call.
-Our Community’s updated scoring wisdom: Link to Scoring Primer.
-For Negative Reason Codes see: CassieCard’s Score Factors thread.
-ccquest’s workbook to calculate metrics for you: Link to Workbook.

Oct 2020 New Account Scorecard.Nov 2020, No New Account Scorecard (reassignment conflated with aging. EX9 not updated yet. Oldest/avg varies. Estimates above.)
Real world mortgage maxes are: EQ5-818, TU4-839, EX2-844.


RIP:
(Everything said is JMHO and is not endorsed by FICO or MF. I have no affiliation with either, just a grateful member.)
Message 4 of 16
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Valued Member

Re: cash + redemption


@04Cobra wrote:

Sign onto website and click onthe menu tab, top left corner. Click transfer, transfer money, and then you'll see the rewards transfer. I set mine to transfer rewards automatically monthly into my US Bank checking. Hope this works. 


Thank you so much. I was unaware that this could be automated. You directions work!!!

 

👍

4% Util. The life of a transactor...



Credit Age:




Gardening since November 6, 2020.
Message 5 of 16
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Super Contributor

Re: cash + redemption

Thank you to both of you I figured it out!
-Our Community’s updated scoring wisdom: Link to Scoring Primer.
-For Negative Reason Codes see: CassieCard’s Score Factors thread.
-ccquest’s workbook to calculate metrics for you: Link to Workbook.

Oct 2020 New Account Scorecard.Nov 2020, No New Account Scorecard (reassignment conflated with aging. EX9 not updated yet. Oldest/avg varies. Estimates above.)
Real world mortgage maxes are: EQ5-818, TU4-839, EX2-844.


RIP:
(Everything said is JMHO and is not endorsed by FICO or MF. I have no affiliation with either, just a grateful member.)
Message 6 of 16
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Frequent Contributor

Re: cash + redemption

Glad to be of help 😊

Discover $21k | Venture $20k | Quicksilver $15k | NICU Rewards MC $13.5k | Costco $14.5k | Citi Costco $12.5k | Chase Sapphire Reserve $10k | Barclay Apple $9.6k | Best Buy MC $10k | Merrick Bank Visa (formerly Hooters) $2.6k |
Message 7 of 16
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Super Contributor

Re: cash + redemption


@04Cobra wrote:

Sign onto website and click onthe menu tab, top left corner. Click transfer, transfer money, and then you'll see the rewards transfer. I set mine to transfer rewards automatically monthly into my US Bank checking. Hope this works. 


I go to "My Accounts", select the Cash+ account screen. In the Account Summary window for the account, 5th line down is "Rewards Balance" and next to that a click-through for "Rewards Details". Follow the link to Rewards Details and in that screen, for each rewards card, there is a blue button for "Redeem Rewards".

From there you can choose to directly send the funds to your credit card account, transfer it to a US Bank Checking account if you have one ( I no longer have a US Bank checking account ), or get a US Bank Rewards card.

 

You have one opportunity to redeem $100 from Cash+, and then you get an additional $25 rewards card on that redemption. From then on, it's straight cash amount back. I apply mine to my Cash+ account now, since I've already gotten the $25 rewards amounts.

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
Message 8 of 16
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Mega Contributor

Re: cash + redemption


@NRB525 wrote:

 

You have one opportunity to redeem $100 from Cash+, and then you get an additional $25 rewards card on that redemption. 


Is that still the case?   When the card started, you got $25 on every $100 redemption, then that nerfed to once a year and then just once.   I thought later it just went away, (don't see it on the site) but maybe not.

Message 9 of 16
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Super Contributor

Re: cash + redemption


@longtimelurker wrote:

@NRB525 wrote:

 

You have one opportunity to redeem $100 from Cash+, and then you get an additional $25 rewards card on that redemption. 


Is that still the case?   When the card started, you got $25 on every $100 redemption, then that nerfed to once a year and then just once.   I thought later it just went away, (don't see it on the site) but maybe not.


Welp, I got mines, so I can't test or verify whether it still exists. 

Would not surpise me if it went nerf.

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
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