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cedar hill national bank??

bamagirl1
Established Contributor

cedar hill national bank??

Has anyone ever heard of them ? they are the bank for cato (womens clothing store) credit card? are they easy to get, hard to get? how's the card, etc for those of you who have it?
 
any info would be appreciated!!
 
thanks again!
~01/2008 Ficos TU 571-EX 647-EQ 652~
~3/21/2009 Ficos TU 705 EX 702 EQ 692~
~9/9/09 Ficos TU 718 EQ 693 EX???
~06/25/12 Ficos TU 719 EQ 677 EX??
Message 1 of 7
6 REPLIES 6
jmbfl
Valued Contributor

Re: cedar hill national bank??

Looks like they are owned by Cato Fashions. They have no website of their own. They have one branch and very few deposits. I would be very wary. This outfit has no base. Stick with a regular CC.
Message 2 of 7
Moderator Emeritus

Re: cedar hill national bank??

They pull TU in the midwest........no instant approvals(to my knowledge), can not make payments/view accounts online.
 
Can only apply online/in the store.
 
Customer service only open 9-5.
 
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Message 3 of 7
Moderator Emeritus

Re: cedar hill national bank??

Spouse was denied for high util, new accounts, CFL, and accounts with balances. Most all accounts are either CC or SL. Only 1 other account, which is the CFL.
 
TU Score around 630.
 
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Message 4 of 7
jmbfl
Valued Contributor

Re: cedar hill national bank??



sidewinder wrote:
Spouse was denied for high util, new accounts, CFL, and accounts with balances. Most all accounts are either CC or SL. Only 1 other account, which is the CFL.
 
TU Score around 630.

Sound like first class BB's to me. All that for a lousy store card with a store card APR? Sure.
Message 5 of 7
sbwilliams
New Visitor

Re: cedar hill national bank??

I've had a cato card for several years. (14 years to be exact) It seems to be pretty good to me. They don't have any online access as far as accessing your account via the internet. Everytime I call customer service they seem to be very helpful. I don't use it all of the time.
Message 6 of 7
Lil_Me
New Contributor

Re: cedar hill national bank??

I applied for this card and was denied.


10/3/2020 TU: 619, EP: 627, EQ: 613
/ Discover It $2200, AMX $1000 In Repair Mode!!!!
Message 7 of 7
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