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@jsickz32 wrote:
I have about 4 inqs Inqs on EQ in the last 6 months. 3 new account in last 6 months EQ score is 717. I dont mind if i get the store card. Ive been buying a lot of clothes from Nordstrom lately and have been using my discover to get 10% cashback. But i think this card could be useful for me and also because they offer a visa siggy version of it. What are my chances?
They're pretty inquiry sensitive. 4 inquiries might be pushing the envelope with them. I don't see any issue with your credit score though...you're usually good with anything over 700 with Nordstrom.
@jsickz32 wrote:
So they care about total inqs? If so then i have no chance lol but i read somewhere that they might approve you at recon if denied for too many inqs
The recon route is definitely one to explore if denied for inquiries.
@jsickz32 wrote:
I have about 4 inqs Inqs on EQ in the last 6 months. 3 new account in last 6 months EQ score is 717. I dont mind if i get the store card. Ive been buying a lot of clothes from Nordstrom lately and have been using my discover to get 10% cashback. But i think this card could be useful for me and also because they offer a visa siggy version of it. What are my chances?
I applied in November and was approved. At the time I had 4 inq (5with them). My EQ score was 697 and all my credit cards were opened in the past 2 mos. I did not get the Visa but the store card with a CL of $1000. Keep in mind, I was just starting my revolving history ( 2 mos AAOA over 7 years) and they gave me my highest store card at the time. My util was about 3%.
YMMV but based on your siggy you are a shoe in for the the siggy .
One other thing -APPLY IN PERSON. Don't be surprised if they ask you to tell them an account number of a credit card -with a limit- reporting on your CR. just one of the identity questions they asked me.
Good luck!
If you app online you will not get an answer. They will send you a letter requesting identity documents. If you have time and want to wait ; then do it online.
Good luck.
The applying in store recommendation is a good one because it'll allow you to talk to a credit analyst on the phone right there as well as verify your identity. If you apply online and are questionable, it just turns into two separate events. Not a huge deal, but you're able to do everything at once in store.
@jsickz32 wrote:
Also when i try to check out signed in it wont let me choose any other cc option other than their own nordstrom cards. Is it the same with you?
When buying online? No...I can put in another payment option, but it defaults to the Nordstrom card, then you just have to put the 3 digit CID in thre.