Having a charge card reporting accurately with no derogs will have no negative effect to your scores. Revolving credit cards are treated differently than PIF charge cards. The fact that my Gold card is a charge card is not the problem, EX inaccurately reporting it is. EX reported this account as maxed-out instead of an other open account. Don't get me wrong, I love charge cards. Heck I even love AmEx.
Fused111, did it being a charge card effect your credit score in a negative way?
I've herd people say evil EX incorrectly reports charge cards as credit cards
Exactly and more and more creditors are using EX for review purposes because they are impossible to bump.