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chase freedom recon

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jeffcasd
Established Member

chase freedom recon

got the 7 to 10 day message was told i was denied but then answered some questions and was approved for 500.00!!!!   should i call back and do another recon about getting a better credit line

Starting Score: 647 equifax fico 660 Transunion fico 627 experian fico lender pulled
Current Score: 648,660,627
Goal Score: 735 across the board
Message 1 of 17
16 REPLIES 16
myjourney
Super Contributor

Re: chase freedom recon

Congrats

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2 of 17
LS2982
Mega Contributor

Re: chase freedom recon

How long has the card been open??



EQ FICO 548 3/3/16
Message 3 of 17
jeffcasd
Established Member

Re: chase freedom recon

about 5 minutes lol.   i was wondering about calling them back trying to get a better cl

Starting Score: 647 equifax fico 660 Transunion fico 627 experian fico lender pulled
Current Score: 648,660,627
Goal Score: 735 across the board
Message 4 of 17
LS2982
Mega Contributor

Re: chase freedom recon

Yea id be calling backdoor good luck!!!



EQ FICO 548 3/3/16
Message 5 of 17
Rhaeny
Valued Contributor

Re: chase freedom recon

 


@jeffcasd wrote:

about 5 minutes lol.   i was wondering about calling them back trying to get a better cl


What does your credit profile look like?


Major CC's - Barclay's ($5.5K) | Barclay's Sallie Mae MC ($5K) | DCU ($7.5K) | Discover IT ($1.4K) | Genisys Visa ($1.4K) | NFCU Visa ($22K) | Navcheck ($15K) | Chase Freedom ($5K) | SDFCU Visa ($8K) | Amex BCP ($9.5K) | Amex Delta ($10K) |Store CC's| -Amazon ($4K) | Catherines ($850) | JCP ($4K) | Macy's ($1.7K) | Avenue ($850) | Victoria's Secret ($1.4K) | Walmart ($4.1K) | Paypal SC ($1.3K) | HSN ($2.5) | Sears ($2.6K) | Sams Club ($4.1K) |Goal|: Age with grace to 750 across the board |Last app|: 3/3/2014
Message 6 of 17
CollegeStudent530
Regular Contributor

Re: chase freedom recon

Nice! Congrats on the Chase Freedom! I had to do a recon for my application and send any verfication documents. Since you already got a hard pull and the credit already, there is no harm in asking for credit limit increase!

Message 7 of 17
jakemod1
Regular Contributor

Re: chase freedom recon

You can call and try to recon your CL. However, they might do another HP. If you don't mind another HP, I say go for it. If you do mind, make sure you ask them if its going to be a HP before you proceed.

Discover IT: $20,5k | Chase Freedom: $5k | CSP: $7k | Amex BCE: $25k | BofA Cash Rewards: $12,4k | Citi DC: $8,4k | Cap1 QS: $6k | Commence: $11k | US Bank Cash+: $8k | Macy's Amex $5k | Kohl's: $3k
Message 8 of 17
dddewdrop
Valued Contributor

Re: chase freedom recon

     That is great. What was your credit picture like? scores? baddies? public records?  Am just curious cause the same thing happened to me but when I called back for recon I was denied.

Message 9 of 17
dddewdrop
Valued Contributor

Re: chase freedom recon

Wow. you only had 12 posts since 2009? Does that mean you wont respond to this quesiton for 3 months?

Message 10 of 17
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