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my mom want to close her secured card the limit is 450 and she owes i think 120 she wanna know if she close it with a balance will they just take what she owes out of her refund and settle the account
@Anonymous wrote:my mom want to close her secured card the limit is 450 and she owes i think 120 she wanna know if she close it with a balance will they just take what she owes out of her refund and settle the account
She can request it but I wouldnt just rely on them to do it, you would still have to make at least the minimum payment if the closure this way results in a delay, IMO its best to request it when the balance is 0 so there is no possibility of a late payment.
@gdale6 wrote:
@Anonymous wrote:my mom want to close her secured card the limit is 450 and she owes i think 120 she wanna know if she close it with a balance will they just take what she owes out of her refund and settle the account
She can request it but I wouldnt just rely on them to do it, you would still have to make at least the minimum payment if the closure this way results in a delay, IMO its best to request it when the balance is 0 so there is no possibility of a late payment.
just pay it to $0 then close.