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cr freeze

New Contributor

cr freeze

I keep reading about ccc doing soft pulls every month on folks and some of them getting cld's.

if you place a credit freeze on your reports will it prevent the hard pulls but will it stop the soft pulls also?


next question would be, if it stops the soft pulls what do you think the ccc's response to this would be?

getting there
TU 770 5/14/09
EQ 740
Message 1 of 3
Valued Contributor

Re: cr freeze

No, it won't stop the account review-type soft pulls by your existing creditors.
Message Edited by Scamp on 04-19-2009 01:45 PM
It's never too late to become the person you might have been. ~George Eliot

02/12/09 EX: 701 / 02/08/10 EQ: 719 / 02/08/10 TU: 723

Backdoor Numbers, Credit Scoring 101, Understanding Your FICO Score PDF
Message 2 of 3
Senior Contributor

Re: cr freeze

Once you "open the door" you can't close it, unless you close the account.

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09/03/2009 TU: 777, EQ: 776 ($8 balance on an account dropped me out of 780's)
03/28/2009 TU: 814, EQ: 810, EX: 781 (02/12/2009)
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