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how does the pre qual for credit one work? it says it doesnt affect your credit score but got a response:
Thank you for your recent request for pre-qualification for a Credit One Bank credit card. Your request was carefully considered and we are unable to provide a credit card offer for you at this time.
is this going to affect my credit score or inquirys?
no. As I understand it all pre-qual offers perform a soft pull.
Thank your lucky stars that you are NOT doing business with Credit One.
+1 to both responses.
Yeah, I heard from someone earlier that Credit One has no grace period on purchases...
It doesn't sound like it will.
Avoid them like the plague. There are much better rebuilders...have you tried Orchard or Capital One?
@dalasdon wrote:how does the pre qual for credit one work? it says it doesnt affect your credit score but got a response:
Thank you for your recent request for pre-qualification for a Credit One Bank credit card. Your request was carefully considered and we are unable to provide a credit card offer for you at this time.
is this going to affect my credit score or inquirys?
Do yourself afavor and get a different CC. Don't pay them interest with no grace period!
Orchard Bank or Capital One are both much better rebuilder cards. Credit One will try to trick you into paying interest and fees you shouldn't have to pay. I would avoid them like the plague.
@dalasdon wrote:how does the pre qual for credit one work? it says it doesnt affect your credit score but got a response:
Thank you for your recent request for pre-qualification for a Credit One Bank credit card. Your request was carefully considered and we are unable to provide a credit card offer for you at this time.
is this going to affect my credit score or inquirys?
The WORST thing you could have done is accept any kind of offer from Credit One.. Trust me, you we're given a break...a BIG break!
I get offers from them all the time. I read up on Credit One due to the fact that I thought it was a scam.. I thought this because their logo looks strangely close to Capital One's logo. I thought they were trying to fool people who might mix the two up(maybe they are). I read complaint after complaint after complaint....and on and on. As everyone has stated you are lucky they passed you by. Maybe they thought you were Elizabeth Warren!