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denied a CC due to AMEX Backdating!!

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tinuviel
Moderator Emeritus

Re: denied a CC due to AMEX Backdating!!


@navigatethis12 wrote:

@cashnocredit wrote:


 

That said, an Amex account is generally looked at very positively by underwriters.


I see this said a lot and I am not sure where it comes from. American Express is not that difficult to obtain, so it's not like it's any indicator of financial wellness or future payment performance.


I spoke with a credit analyst when doing a recon for my Chase Ink. When he looked at my report, he specifically commented that I have an Amex and commended that fact. So, I suppose that at least some underwriters like it when they see Amex on a report. As with anything, YMMV.


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