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discover cli backdoor

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suzook1
Frequent Contributor

discover cli backdoor

HAd card 18 months w 1k cl. 1 previous lov button was denied.  I now have cards between 5 and 15k..want to get disc to 3 to 4k. Pif or very little balance carried. If no cli should I cancel or will that hurt my aaoa?

 

 

 There a way to speak direct to analyst for cli

Message 1 of 11
10 REPLIES 10
Paperboy999
Contributor

Re: discover cli backdoor

I called today for a CLI and they put me through to an analyst.
11/09 EX 564
10/12 EX 673 TU 674
1/13 TU 686
2/13 EX 701
Goal 750+
Message 2 of 11
suzook1
Frequent Contributor

Re: discover cli backdoor

Do we know who they sp
Message 3 of 11
newportguy
Frequent Contributor

Re: discover cli backdoor


@aleicgrant wrote:
Do we know who they sp

They SP TransUnion


Current Score: myFico EQ - 794 ( 11/ 29/2012 ) amexFico EX - 787 (10/15/2012) myFico TU - 780 (11/29/2012) Credit Sesame - 809 (02/04/2013) Goal Score * 800 Club *
****** Garden Club Member -- Last HP Jan 3rd 2013 *******
*** Amex - BCP 10 K * PenFed - CR 5 K * Amex - GDSM 5 K *
Discover - IT 5 K ***** NO MORE APPS FOR ME IN 2013 *****
Message 4 of 11
darkfrosty
Established Contributor

Re: discover cli backdoor

wait a minute...discover cli is a soft pull not hard ? if so that is awesome

CSR | Ink Business Preferred | Amex Platinum | NFCU Cash Rewards
Message 5 of 11
Paperboy999
Contributor

Re: discover cli backdoor

I got one today and it was hard but its TU not a lot of companies check them.
11/09 EX 564
10/12 EX 673 TU 674
1/13 TU 686
2/13 EX 701
Goal 750+
Message 6 of 11
texasman07
Established Contributor

Re: discover cli backdoor

I have a 695 TU and the card will be 1 year old next month. I still get denied. What's the trick? I PiIF every month and stuck at 1000$. I let it report only 30$ . Use the card heavy .
Message 7 of 11
newportguy
Frequent Contributor

Re: discover cli backdoor


@darkfrosty wrote:

wait a minute...discover cli is a soft pull not hard ? if so that is awesome


It goes both ways! can be either one


Current Score: myFico EQ - 794 ( 11/ 29/2012 ) amexFico EX - 787 (10/15/2012) myFico TU - 780 (11/29/2012) Credit Sesame - 809 (02/04/2013) Goal Score * 800 Club *
****** Garden Club Member -- Last HP Jan 3rd 2013 *******
*** Amex - BCP 10 K * PenFed - CR 5 K * Amex - GDSM 5 K *
Discover - IT 5 K ***** NO MORE APPS FOR ME IN 2013 *****
Message 8 of 11
suzook1
Frequent Contributor

Re: discover cli backdoor

seems to me you should be given a cli? do you speak to someone or use the luv button?

Message 9 of 11
sosabe77
Contributor

Re: discover cli backdoor

The number on the back of the card is the one I use.

Top 3: Amex BCP 25k - Chase Sapphire 17.5k - PSECU 20K


Starting Score: 714
Current Score: 759
Goal Score: 800

Take the myFICO Fitness Challenge
Message 10 of 11
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