I've had my card for a nearly a year (april). I've requested an increase twice (sl 500) because I've seen all of the luv that everybody else has raved about. Well that has not been the vm case for me! I received a BOA 99/500 around the same time and since then, that card has auto unsecured, I've received my deposit and there was an auto cli 2000. Discover, on the other hand, has been awful.
The relationship started out bad. When I received the card I tried to recon and after several back and forth emails I was told that if I replied any more on that matter that the email would go unanswered... YES, THEY ACTUALLY TOLD ME THAT!!!! and here we are a year later and still nothing... Should I write the EO? Help!!!!
The relationship started out bad. When I received the card I tried to recon and after several back and forth emails I was told that if I replied any more on that matter that the email would go unanswered... YES, THEY ACTUALLY TOLD ME THAT!!!! and here we are a year later and still nothing... Should I write the EO? Help!!!!
First of all $500 barely got you in and they never give a cli at activation you need to wait at least 90 days or longer. Second, what are your scores and usage?
Discover has been great w/ cli, they like to see usage and PIF even with 0% offer.
Personal Cards: Amex Plat | Amex Delta Res | CSR | Citi AA Exec Business Cards: Ink+ | Amex BGR
@dk2003 wrote:
I've had my card for a nearly a year (april). I've requested an increase twice (sl 500) because I've seen all of the luv that everybody else has raved about. Well that has not been the vm case for me! I received a BOA 99/500 around the same time and since then, that card has auto unsecured, I've received my deposit and there was an auto cli 2000. Discover, on the other hand, has been awful.
The relationship started out bad. When I received the card I tried to recon and after several back and forth emails I was told that if I replied any more on that matter that the email would go unanswered... YES, THEY ACTUALLY TOLD ME THAT!!!! and here we are a year later and still nothing... Should I write the EO? Help!!!!
I"ve noticed that the big CLI's only go to people with high FICO8 scores (740+) on TU.
So far they've been giving me $300 CLI's at irregular intervals.
Patience, patience, patience.... I had to wait 18 months for my first CLI with Discover. 
Just use your card, PIF and after each statement try for a CLI.....one day you will get there as well. Remember credit is a marathon and not a race ... so just hang in there and use the card responsibly. Do not sock drawer the card out of frustration if you expect it to grow. I would also recommend to let the balance report at least every other month. Not a constant 0 balance reporting. Hit that luv button after each statement. Good luck!
@dk2003 wrote:
I've had my card for a nearly a year (april). I've requested an increase twice (sl 500) because I've seen all of the luv that everybody else has raved about. Well that has not been the vm case for me! I received a BOA 99/500 around the same time and since then, that card has auto unsecured, I've received my deposit and there was an auto cli 2000. Discover, on the other hand, has been awful.
The relationship started out bad. When I received the card I tried to recon and after several back and forth emails I was told that if I replied any more on that matter that the email would go unanswered... YES, THEY ACTUALLY TOLD ME THAT!!!! and here we are a year later and still nothing... Should I write the EO? Help!!!!
I have to agree with the previous replies: you cannot get frazzled over not getting a CLI from Discover especially based off of other people's success. This site is great at giving you advice, guidance, and a good idea of how to get there but you can't expect it to happen for you as everyone's credit file is different.
As someone said, since you had a credit file that garnered you a secured card, getting in with Discover is actually surprising. For me, I had to wait for a few years and keep applying. What I can tell you is that if you are patient, use the card responsibly, and take care of it, you will see CLIs. Also, when your credit improves you will probably see some action. For the meantime, take a load off and garden for some time - it will do you some good.
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