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pjxf99 wrote:Okay, I just want to make sure I have this right:I know I need to let my cards report a small balance when the statement drops, but pay it off before I get charged interest.Yes, but only let less than half of your total open accounts report a balance.My statement period ends on the 6th. The payment is due on the last day of the month.So I should PIF after the 6th but before the last day, correct? Or is it the other way around?Pay sometime between the 6th and the 25th to be safe. Other answers may vary.
Half of your total open accounts. Not the credit limit as that would be a real mess with 50% used!
pjxf99 wrote:Half of my accounts, or half my total credit limit? I'm asking because I only have 2 cards at the moment.