No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
And it's good!
OK, this was Barclay's savings account, where the interest rate has gone from 0.9% to 1%.
Is it a HP to get one of these or not?
That's great to hear.
@longtimelurker wrote:And it's good!
OK, this was Barclay's savings account, where the interest rate has gone from 0.9% to 1%.
Maybe trying to keep up with GE/Synchrony bank who have their rates 1% or higher?
@chalupaman wrote:Is it a HP to get one of these or not?
That's great to hear.
I didn't get an HP when I opened it two or three years ago. dont know about now.
Yeah I just got that email too! It's awesome. I don't remember mine being a hardpull and I opened mine within the past year.
Opened 2 last month and no HP.
@MstrPTato wrote:Opened 2 last month and no HP.
looks like an lot of online banks are upping savings rates to 1%, ally is .99% also now which to me is just abotu 1%. I haven't checked recently but are brick and mortar banks still giving .01%. Online banks give you 100x better rates makes it worth while imo
@mongstradamus wrote:
@MstrPTato wrote:Opened 2 last month and no HP.
looks like an lot of online banks are upping savings rates to 1%, ally is .99% also now which to me is just abotu 1%. I haven't checked recently but are brick and mortar banks still giving .01%. Online banks give you 100x better rates makes it worth while imo
Some even giving .03%. It's sad. With the .01% difference, I ended up not utilizing Barclay as much. Ally has a better UI.
@MstrPTato wrote:
@mongstradamus wrote:
@MstrPTato wrote:Opened 2 last month and no HP.
looks like an lot of online banks are upping savings rates to 1%, ally is .99% also now which to me is just abotu 1%. I haven't checked recently but are brick and mortar banks still giving .01%. Online banks give you 100x better rates makes it worth while imo
Some even giving .03%. It's sad. With the .01% difference, I ended up not utilizing Barclay as much. Ally has a better UI.
I like ally i have CD with them also so its just easier for me to stay with one bank for my savings. I wonder how much different barclays and GE/Synchony are is it worth switching or not
@mongstradamus wrote:
@MstrPTato wrote:
@mongstradamus wrote:
@MstrPTato wrote:Opened 2 last month and no HP.
looks like an lot of online banks are upping savings rates to 1%, ally is .99% also now which to me is just abotu 1%. I haven't checked recently but are brick and mortar banks still giving .01%. Online banks give you 100x better rates makes it worth while imo
Some even giving .03%. It's sad. With the .01% difference, I ended up not utilizing Barclay as much. Ally has a better UI.
I like ally i have CD with them also so its just easier for me to stay with one bank for my savings. I wonder how much different barclays and GE/Synchony are is it worth switching or not
I no longer switch, just move some money into a new account, if the rate maxes out at a reasonable point, as relative rates can change greatly.
I opened TIAA Direct a while back, when their interest rate was the highest, but fairly soon it dropped a huge amount. More recently, it has increased again, but not to the top tier (and my account was closed for other reasons).
That said, unless you have a lot on deposit, it really doesn't make a huge difference. With $50K, at 1% you would get around $500, at 0.8% 400. In either case, there are probably better places to use $50K!