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freeze or not

Valued Member

freeze or not

Tax lien on Equifax and Transunion. Experian has cleared the tax lien, would you suggest to freeze the other two bureaus to submit a few cc applications or leave the other two unfrozen?

3 REPLIES
Frequent Contributor

Re: freeze or not

FYI your post may vanish as freezing reports in certain ways is a forbidden topic here.

 

I wouldn't bother freezing your reports.  It's fairly easy to determine who pulls EX (most lenders) and who pulls other bureaus, so just stick with EX only lenders for now.  If you're not sure how to determine who pulls what trying googling for "creditpull database"

Message 2 of 4
Moderator

Re: freeze or not


Aahz wrote:

FYI your post may vanish as freezing reports in certain ways is a forbidden topic here.

 

I wouldn't bother freezing your reports.  It's fairly easy to determine who pulls EX (most lenders) and who pulls other bureaus, so just stick with EX only lenders for now.  If you're not sure how to determine who pulls what trying googling for "creditpull database"


+1

 

For as long as this thread is allowed to remain this is excellent advice... and much simpler as well.

 

You can expect this to disappear soon, though, since Aahz is correct - we're not permitted to advocate this here.

Message 3 of 4
Moderator

Re: freeze or not

As has already been stated, advocation of freezing CRs for the purpose of manipulating applications is not an appropriate topic for the myFICO Forums.   I would recommend either seeking lenders who pull EX only or visiting our "Rebuilding" forum to seek assistance on how to deal with your tax lien.   

 

This thread will be closed from further response.  



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