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I only have two cards personally: Macys and Capital uno. AU on my wife's multitude of cards. I feel the need for another good card
I have so much work to do before even thinking of app. for my own penfed card. long way to go, but i know I will get there with your help. I know I can't make it on my own so I am putting my shame to the side and post my low to the ground scores for all to see. they were much worse. I wrote numerous letters and got a few deletion so i can get this far. thanks for all your help.Your Equifax FICO® score: 657On June 25, 2008
657
I agree. I couldn't have said it better, so I echo what aftermath said.
aftermath wrote:I give you a lot of respect. The first step in the credit reconstruction process is to acknowledge that there is a problem and that you realize that it needs to be fixed. One of the biggest reasons a lot of people are afraid to take the first step is because they let their shame hold them back.It takes a lot of courage to throw everything out there like you have.I wish you the best of luck and encouragment in your journey to credit reconstruction success!