The points stop dropping off though after you reach a certain amount of inquiries though.. maybe 5 or 6?
My score dropped when the new account hit, not from the inquiry. I knew my score was going to take a hit but did not realize by that much. Im still happy with my new cards.
Maybe down the line i will apply for the amex Costco card but for now my credit profile is complete.
I'm feeling mighty comfortable in the garden.