i reallyyyyy want chase sapphire preffered

[CreditScholar]

---

@drkaje wrote:

Chase seems fairly open about liking income to be above $50K for their Signature and Preferred products.

Even with a good score and clean history, my Freedom isn't eligible for Signature upgrade. I'd qualify using household income but don't feel doing that should be necessary.

---

50k isn't even that much. Given the AF, you'd have to run most of your after-tax spending through it to get any decent return. This isn't even assuming the number of expenses that aren't chargable through a credit card.

[ryanbush]

---

@CreditScholar wrote:

---

@drkaje wrote:

Chase seems fairly open about liking income to be above $50K for their Signature and Preferred products.

Even with a good score and clean history, my Freedom isn't eligible for Signature upgrade. I'd qualify using household income but don't feel doing that should be necessary.

---

50k isn't even that much. Given the AF, you'd have to run most of your after-tax spending through it to get any decent return. This isn't even assuming the number of expenses that aren't chargable through a credit card.

---

I got 117$ in straight cash back (not the 1.25% for travel) on my first statement, another 35$ on my second statement that just cut.  I can get double that out of the points when I redeem them for a couple of F seats to Thailand next year.

The trick run all of your spend through it and use the UR mall as much as you can.

BTW... Congrats on your 1,000th post

[09Lexie]

I have to agree with the other posters. Wait till your current Chase ages to 6 mos.