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You can't due to the fact you'll never know the lenders algorithm and all that factors into it
@myjourney wrote:You can't due to the fact you'll never know the lenders algorithm and all that factors into it
Someone here recently received $7100 CLI from Chase just by calling them back after receiving SM that they will do SP $7100. The amount of the increase was revealed in advance to him/ her and this is honestly the first time I hear something like that. Sometime the creditor will increase your CL for the amount of BT.
New accounts ??? No way to know in advance. Nice try.
@Platinum wrote:
@myjourney wrote:You can't due to the fact you'll never know the lenders algorithm and all that factors into it
Someone here recently received $7100 CLI from Chase just by calling them back after receiving SM that they will do SP $7100. The amount of the increase was revealed in advance to him/ her and this is honestly the first time I hear something like that. Sometime the creditor will increase your CL for the amount of BT.
New accounts ??? No way to know in advance. Nice try.
I saw that thread last night but and this is just IMHO
I questioned the theory as its the first i've ever seen and may just have been an inexperiened CSR saying that
Because we all know Chase will HP for a $500 CLI's and some still end in denial
@myjourney wrote:
@Platinum wrote:
@myjourney wrote:You can't due to the fact you'll never know the lenders algorithm and all that factors into it
Someone here recently received $7100 CLI from Chase just by calling them back after receiving SM that they will do SP $7100. The amount of the increase was revealed in advance to him/ her and this is honestly the first time I hear something like that. Sometime the creditor will increase your CL for the amount of BT.
New accounts ??? No way to know in advance. Nice try.
I saw that thread last night but and this is just IMHO
I questioned the theory as its the first i've ever seen and may just have been an inexperiened CSR saying that
Because we all know Chase will HP for a $500 CLI's and some still end in denial
myjourney,
I agree with you it was isolated case of inexperienced CS Rep.
@Fico2Go wrote:
A follow up to my recent posting on why you use credit cards.
How can we find out our CL in approved ...before risking our highly precious HP?
You can't find out your CL in advance.
But you can do some research, and get at least an idea of what's going to happen for a given lender.
For example, I got a Cash+ card recently, and one of the things that attracted me to it is the experiences of others in getting high CLs.
There are multiple credit card forums out there, along with Google, and you can get an idea of what to expect.
@Platinum wrote:
@myjourney wrote:
@Platinum wrote:
@myjourney wrote:You can't due to the fact you'll never know the lenders algorithm and all that factors into it
Someone here recently received $7100 CLI from Chase just by calling them back after receiving SM that they will do SP $7100. The amount of the increase was revealed in advance to him/ her and this is honestly the first time I hear something like that. Sometime the creditor will increase your CL for the amount of BT.
New accounts ??? No way to know in advance. Nice try.
I saw that thread last night but and this is just IMHO
I questioned the theory as its the first i've ever seen and may just have been an inexperiened CSR saying that
Because we all know Chase will HP for a $500 CLI's and some still end in denial
myjourney,
I agree with you it was isolated case of inexperienced CS Rep.
I read the same thread, so I sent a SM to chase....they were like "all cli are a hp, do you want to continue?"
@Swapmeet wrote:
@Platinum wrote:
@myjourney wrote:
@Platinum wrote:
@myjourney wrote:You can't due to the fact you'll never know the lenders algorithm and all that factors into it
Someone here recently received $7100 CLI from Chase just by calling them back after receiving SM that they will do SP $7100. The amount of the increase was revealed in advance to him/ her and this is honestly the first time I hear something like that. Sometime the creditor will increase your CL for the amount of BT.
New accounts ??? No way to know in advance. Nice try.
I saw that thread last night but and this is just IMHO
I questioned the theory as its the first i've ever seen and may just have been an inexperiened CSR saying that
Because we all know Chase will HP for a $500 CLI's and some still end in denial
myjourney,
I agree with you it was isolated case of inexperienced CS Rep.
I read the same thread, so I sent a SM to chase....they were like "all cli are a hp, do you want to continue?"
ROFLOL yep