cancel
Showing results for 
Search instead for 
Did you mean: 

lowered my apr

tag
scottwagnon
Valued Contributor

lowered my apr

discover card: went from 14 to 10 today.

earth air water fire master visa express discover
Message 1 of 11
10 REPLIES 10
Gunnar419
Valued Contributor

Re: lowered my apr

Good for you! Nice APR drop.

 

Wonder what's the lowest APR anybody has on Discover?

 

I'm at 11.24, which I've been okay with. But I've been wondering whether it might be worthwhile to ask for it to be even lower. This is the one card I do plan to keep a balance on pretty regularly.

Message 2 of 11
Epcot
Valued Contributor

Re: lowered my apr

Congrats on getting it lowered!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 849 EX 835 TU 841
Message 3 of 11
flowfaster
Established Contributor

Re: lowered my apr


@scottwagnon wrote:

discover card: went from 14 to 10 today.


9.99 or 10.9%? 

Amex BCP/BC/Zync - Amex Business GR - Barclays NFL Visa Sig 49ers/Arrival - BoA BBR - Cap 1 Quicksilver - Citi Forward/Preferred - Chase Amazon/Freedom/Ink Plus - Discover IT - Fidelity Amex - GECRB Amazon/Walmart - PenFed PRV - Target - USAA Amex - US Bank CASH+/Club Carlson
Message 4 of 11
2011beginnings
Frequent Contributor

Re: lowered my apr

Awesome
PenFed AMEX: $5500 | AMEX BCE: $8300 | AMEX E: $5000 | BofA BBR: $5000 | Discover It: $6500 | CSP: $11500 | CF: $5500 | Citi DIVIDEND: $5700 | CITI TYP: $4600 | BofA CR: $7500 | CAP ONE Q: $3000 |

TU: 722 / EX: 763 / EQ: 735
Message 5 of 11
09Lexie
Moderator Emerita
Message 6 of 11
Imua
Frequent Contributor

Re: lowered my apr

did you request the lower APR or was it automatic?

Message 7 of 11
scottwagnon
Valued Contributor

Re: lowered my apr


@flowfaster wrote:

@scottwagnon wrote:

discover card: went from 14 to 10 today.


9.99 or 10.9%? 


9.99

 

this is now my lowest standard purchase apr of all of my cards.

earth air water fire master visa express discover
Message 8 of 11
scottwagnon
Valued Contributor

Re: lowered my apr


@Imua wrote:

did you request the lower APR or was it automatic?


this is the third one i have sucessfully requested; however the last on last apr lower it was automatic. 19.99 to 18.24 to 16.24 to 13.99(auto) to 9.99

earth air water fire master visa express discover
Message 9 of 11
scottwagnon
Valued Contributor

Re: lowered my apr

the lady on the phone said that she has not seen an apr lower to this in awhile.

earth air water fire master visa express discover
Message 10 of 11
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.