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lowes??

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LS2982
Mega Contributor

Re: lowes??


@myjourney wrote:

@dabolts_619 wrote:
transunion 04 was 660 before lvnv and first premier charge off were deleted. is that scoring versiong ge uses?? inquiry were spread out because of 10 month short sale.

Think they use TU08 someone correct me if im wrong...when was that score given to you? If you have been in the house say 3 or more months IMO i would say your good then im sur your scores have risen 


GE will use either TU08 or an in-house version of credit scoring.

 




EQ FICO 548 3/3/16
Message 21 of 37
LS2982
Mega Contributor

Re: lowes??

OP you may want to try this # for a recon if the other does not work

 

1877 379 8173

 




EQ FICO 548 3/3/16
Message 22 of 37
zerobacan
Established Contributor

Re: lowes??


@LS2982 wrote:

OP you may want to try this # for a recon if the other does not work

 

1877 379 8173

 


I just called " Sorry you need to wair for the letter"  You were denied, But can you recon?

no sorry sir (indian Accent) you desicion is locked and you will have to reapply.... BUMP!

 

 

Amex PRG NPSL, Amex Delta 2k (AU) Discover iT 5k, BOFA Siggy $5k, BOFA AlaskaAir Siggy 5k, BBVA Compass $5k! Macy's $4.5k, C1 $2.5, SFCU $2.5k, SFCU LOC $2k, Paypal SmartC $4k, Sam's 5.5k Victoria Secret $2k, Kay's $1.7k.,76/Citi $1.5k Amazon $5k, Walmart Disco $3k JC Penny $4k, C1 $2.5, BBRZ 700.
Starting:TU:536 EXP:561 : EQ:552 Current:TU:680 Walmart (2-15-14)EXP:712 FICO!! (12-4-13):EQ:622 (FICO 2-6-14) Uti 27% Goal: 720 By 12-13.
Message 23 of 37
dabolts_619
Regular Contributor

Re: lowes??

they told me to recon once I get the letter
Message 24 of 37
dddfresh
Frequent Contributor

Re: lowes??

I think I had 15 inq . Instant approval of 300. Called and asked for 3k and they offered 1000

9/2013: Fico EQ 676, EXP 686, Fico TU 686.
NFCU Flagship Sig. $14k..NFCU CashRwdsSig $14k..NFCU LOC $12.5k..USAA Amex 4k..AMEX Green NPSL..Discover IT $1.5k...BofA Cash Rewards123 $2.5k...Southwest Premier $2k..Chase Freedom $1.5k..CareCredit $3.5k..Cap1-$1.5k..HSBC $300...Lowes $1.5k...WalMart $1.5k...JCP $1k..Chevron $1.1k..Kays/Jerrod - $5k split. around 8% Util. Want to get in the 700's in 2013! Have three old paid charge offs. 15-20inq.. LAST APP 8/29/13
Message 25 of 37
dabolts_619
Regular Contributor

Re: lowes??

Did they pull tu?? what version?? any baddies??
Message 26 of 37
kbravo1974
Member

Re: lowes??

Applied to Lowes today got a CL of $650, Called the RECON line and told them that was useless and they bumped it up to $2k

Good Start.

Message 27 of 37
dddfresh
Frequent Contributor

Re: lowes??

My scores were lower and inquires the same and I was approved. Low limit but its ok

9/2013: Fico EQ 676, EXP 686, Fico TU 686.
NFCU Flagship Sig. $14k..NFCU CashRwdsSig $14k..NFCU LOC $12.5k..USAA Amex 4k..AMEX Green NPSL..Discover IT $1.5k...BofA Cash Rewards123 $2.5k...Southwest Premier $2k..Chase Freedom $1.5k..CareCredit $3.5k..Cap1-$1.5k..HSBC $300...Lowes $1.5k...WalMart $1.5k...JCP $1k..Chevron $1.1k..Kays/Jerrod - $5k split. around 8% Util. Want to get in the 700's in 2013! Have three old paid charge offs. 15-20inq.. LAST APP 8/29/13
Message 28 of 37
Kozmo
Frequent Contributor

Re: lowes??

For everyone that was approved what was your util?

Message 29 of 37
dabolts_619
Regular Contributor

Re: lowes??

transunion is my best report and was denied, because of late. no recon there score in letter was 693
Message 30 of 37
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