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man am i unlucky .

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Frequent Contributor

man am i unlucky .

not only could i not get a cli from walmart even though my score increase over 120 fico points 

one time .now guess what lol. my 6th statement cut today  on qs1 and no cli on credit steps !!!

really!! lol  expecting to be bumped to 500 at least .

 

 

08 ficos 9/2019 eq 685 tu 704 ex 677
Message 1 of 8
7 REPLIES 7
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Community Leader
Senior Contributor

Re: man am i unlucky .

@gramps52 

 

I noticed in your sig line that all accounts are frozen , is that correct?  I say this because synchrony in particular will not grant any increases when your reports are on ice. I don't know any others that do this but I can tell you synchrony does.  I had all accounts locked (kinda of an error long story) and had to unlock to process a CLI request. 

 

Just a thought,  although when I got my denial letter it stated that in so many words.

EXP 758 TU 783 EQ 729
Message 2 of 8
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Frequent Contributor

Re: man am i unlucky .

Thanks
They weren't froze when I was messing with Walmart. They have been froze a few week mainly because of too many inquiries I think I had a bad 150.00 account with Walmart back in 2019 when it was ge money back. They probably blacklisted me but that's OK I don't have any of their cards anymore.
08 ficos 9/2019 eq 685 tu 704 ex 677
Message 3 of 8
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Frequent Contributor

Re: man am i unlucky .

Lol that supposed to be bad account in 2010 not 2019
08 ficos 9/2019 eq 685 tu 704 ex 677
Message 4 of 8
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Frequent Contributor

Re: man am i unlucky .

The Cap One QuicksilverOne is automatic as long as you make timely payments.  I've never read on here of somebody not receiving it.  Were you late on a payment?

Open Credit Cards:
Green Dot Primor Secured (5/18) - $450 CL (CLOSED 2/2020)
Capital One Platinum (8/18) PC'd to Quicksilver (9/19) - $700 CL
Capital One QuicksilverOne (3/19) - $1650 CL
Merrick Bank DYL VISA - No AF (6/19) - $1400 CL
Discover it Cash Back (9/19) - $1000 CL
Amazon Prime Store Card (4/20) - $1600 CL
NFCU cashRewards (4/20) - $500
BB&T Spectrum Cash Rewards (5/20) - $3500

Experian FICO Score - 8/2018: 528

Experian FICO Score - 5/2020: 658
Equifax FICO score 5/2020 - 658
TransUnion FICO score 5/2020 - 642
Message 5 of 8
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Frequent Contributor

Re: man am i unlucky .

no sir perfect pay on all my cards

 

08 ficos 9/2019 eq 685 tu 704 ex 677
Message 6 of 8
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Moderator

Re: man am i unlucky .

Cap-1 doesnt grant that steps CLI on statement cut day it is usually shortly afterwards, I didnt get mine until a week or so past 7th statement cut, this was back in 2010.

"If there's a lack of money in your life, understand that feeling worried, envious, jealous, disappointed, discouraged, doubtful or fearful about money can never bring more money to you, because those feelings come from a lack of gratitude for the money you have."

"Reactions are powerful creators because they contain every element needed to manifest—they're a combination of thought, belief, and feeling in action. Positive reactions create more positive things, and negative reactions create more negative things. If you can respond to negative situations calmly and lightly, instead of with emotional turbulence, what happens next in your life will be so much better."

- Rhonda Byrne

Message 7 of 8
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Frequent Contributor

Re: man am i unlucky .

ok maybe thats what it is 

08 ficos 9/2019 eq 685 tu 704 ex 677
Message 8 of 8
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