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man am i unlucky .

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Anonymous
Not applicable

man am i unlucky .

not only could i not get a cli from walmart even though my score increase over 120 fico points 

one time .now guess what lol. my 6th statement cut today  on qs1 and no cli on credit steps !!!

really!! lol  expecting to be bumped to 500 at least .

 

 

Message 1 of 8
7 REPLIES 7
Jnbmom
Credit Mentor

Re: man am i unlucky .

@Anonymous 

 

I noticed in your sig line that all accounts are frozen , is that correct?  I say this because synchrony in particular will not grant any increases when your reports are on ice. I don't know any others that do this but I can tell you synchrony does.  I had all accounts locked (kinda of an error long story) and had to unlock to process a CLI request. 

 

Just a thought,  although when I got my denial letter it stated that in so many words.

EXP 780 EQ 791TU 795
Message 2 of 8
Anonymous
Not applicable

Re: man am i unlucky .

Thanks
They weren't froze when I was messing with Walmart. They have been froze a few week mainly because of too many inquiries I think I had a bad 150.00 account with Walmart back in 2019 when it was ge money back. They probably blacklisted me but that's OK I don't have any of their cards anymore.
Message 3 of 8
Anonymous
Not applicable

Re: man am i unlucky .

Lol that supposed to be bad account in 2010 not 2019
Message 4 of 8
Jannelo
Frequent Contributor

Re: man am i unlucky .

The Cap One QuicksilverOne is automatic as long as you make timely payments.  I've never read on here of somebody not receiving it.  Were you late on a payment?

Open Credit Cards:
Green Dot Primor Secured (5/18) - $450 CL (CLOSED 2/2020)
Capital One Platinum (8/18) PC to Quicksilver (9/19) - $3800 CL
Capital One QuicksilverOne (3/19) - $4800 CL
Merrick Bank DYL VISA - No AF (6/19) - $1400 CL
Discover it Cash Back (9/19) - $2800 CL
Amazon Prime Store Card (4/20) - $10,000 CL
NFCU cashRewards (4/20) - $4500 CL
BB&T Spectrum Cash Rewards (5/20) - $3500 CL
Navy Federal More Rewards American Express® Card (3/21) - $9700 SL - at 9.65 %.
Experian FICO Score - 8/2018: 528

Experian FICO 8 Score - 9/2022 - 720
Equifax FICO 8 score 2/2022- 692
TransUnion FICO 8 score 10/2022 - 728
Experian FICO Mortgage Score - 725
Message 5 of 8
Anonymous
Not applicable

Re: man am i unlucky .

no sir perfect pay on all my cards

 

Message 6 of 8
gdale6
Moderator Emeritus

Re: man am i unlucky .

Cap-1 doesnt grant that steps CLI on statement cut day it is usually shortly afterwards, I didnt get mine until a week or so past 7th statement cut, this was back in 2010.

Message 7 of 8
Anonymous
Not applicable

Re: man am i unlucky .

ok maybe thats what it is 

Message 8 of 8
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