have you pulled your reports from here yet?
having a 5k credit card is a good sign depending on your other cards.
they dont just give those away
what do your other accounts look like? utility? aaoa? etc...
the negative score gained from the inq will recover in a year and the new account ding is about 6 months.
|Current: Discover Fico 709 3/15 Walmart Fico 743 4/15|
Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015
Earn Cash Back
|Amex Zync(Unicorn) |
Citi DC $10,000
I think the minimum credit limit on that card is $5,000.
It is definitely good to have high limits. It will give you a better chance to have limits in the future as long as you continue paying your bills on time.