minimum score for unsecured card??

[turts14]

On average what is the minimum score to get a good un secured credit card not a "bad credit" through orchard but a good card like through captial one?  Anyone have any suggestions on cards?  

I am currently at 639 - 605 - 617 

Thank you all 

[rootpooty]

do you have any credit history or will this be your first cc?

[Wolf3]

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@turts14 wrote:

On average what is the minimum score to get a good un secured credit card not a "bad credit" through orchard but a good card like through captial one?  Anyone have any suggestions on cards?  

I am currently at 639 - 605 - 617 

Thank you all 

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I suggest you try the Capital One pre-qualifiication and see what they offer.    You have a good chance of getting approved on whatever they offer.  If they only offer the secured card, that is worth getting since it can help get a better card with them in the future.

[ADARPegasus]

NFCU may be a good choice card they approve people with high 500 scores and if your 639 is with EQ and if you have at least a year of credit i would say try for a Chase Freedom Card.

[netsfan549]

Not trying to.jump your thread but

I've had a secured card with capital one for a year. I've always paid on time. I've only seen my credit.jump ten points. Should I try to get another cc? Thanks

[BrokaToe]

OP, my scores were about the same as yours when I apped for a BOA Rewards card, I was denied for it, but countered the same card only partially secured 99/500.  I had no revolving credit accounts at that time.  But that card is only available through counter offer, you can not directly apply.  But it's a great card, 1% cash back on all purchases, 2% on groceries and 3% on gas.  Plus it will graduate in 9-12 months to an unsecured card.  Might be worth a shot to see if they would counter it to you if you don't mind the inquiry.  They pulled EX, I'm in Texas

[netsfan549]

Where can I sign up for that card?

[BrokaToe]

Here is where I applied    Bank of America

[netsfan549]

Thanks

[netsfan549]

I see three, i'm guessing its boa cash rewards?