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99/500 is a partially secured card that BOA sometimes counter-offers to people who are declined for one of their unsecured cards. Basically, you send in a $99 deposit to secure a $500 credit line. It's a great deal for those looking to rebuild credit or improve their scores because it usually unsecures after 12 months, meaning you get your deposit back and a CLI into the bargain, if you treated the card well.
Any BOA card, including the regular secured, will grow with you if you take care of it, but the 99/500 is an even sweeter deal.