next credit card step?

[afbar1114]

i plan on gardening for the next six months but i would like to start planing for a goal for a credit card so any help would be great and thanks in advance.... i am wondering about chase credit cards i hold my checking accounts there and i am woundering if it would be eaiser to get a card with them. i also would like to know should i try for a blue from amex? or should i try for one of the barclays i keep reading about? in may my cap1 card should go up at least another $250 and will be over $1000.. again thanks in advance

[pizzadude]

I would approach it from the perspective of your credit reports/FICO score ~ do any of them look a lot better or worse than the others ? 

Amex usually pulls EX, Chase pulls EQ i think, barclays pulls TU.....

[p-]

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@afbar1114 wrote:

i plan on gardening for the next six months but i would like to start planing for a goal for a credit card so any help would be great and thanks in advance.... i am wondering about chase credit cards i hold my checking accounts there and i am woundering if it would be eaiser to get a card with them. i also would like to know should i try for a blue from amex? or should i try for one of the barclays i keep reading about? in may my cap1 card should go up at least another $250 and will be over $1000.. again thanks in advance

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What are your scores?

[xlr8d]

Not sure what your CRs look like but I believe chase wants to see 2 yrs worth of creditcard credit before giving you a card.  I think thats the last thing I remember when I spoke to one of their CSRs.  Maybe someone else can chime in

[Anonymous]

Chase has only ever pulled EX for me. Same with Bank of America.

[afbar1114]

well i have at least 3 years of an open credit card. my EQ score was 680 from this site and EX was 666 from amex. i dont kno about TU and last late was over 4 years ago and i have one baddie from about 2 years ago in dispute and planning on paying it off this year if nothis happens and a couple of student loans. i am looking into getting something in the 1000's for once and not 100's 

[LS2982]

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@afbar1114 wrote:

well i have at least 3 years of an open credit card. my EQ score was 680 from this site and EX was 666 from amex. i dont kno about TU and last late was over 4 years ago and i have one baddie from about 2 years ago in dispute and planning on paying it off this year if nothis happens and a couple of student loans. i am looking into getting something in the 1000's for once and not 100's 

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Maybe if you wait until the end of the year you can get that Chase Freedom!!

[afbar1114]

should i apply for a student card?? i am still in school i took a year and a half off so i am finishing up now.