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[Anonymous]

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@Anonymous wrote:

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@aftermath wrote:

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@Anonymous wrote:

The cards that are reporting on my report are JOINT ACCOUNTS these arent looked upon by CCC the same as AU account right?

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Was your credit pulled when you were added as a JOINT ACCOUNT holder?  If not, then most likely these are not really joint accounts.

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They are list as joint account on my credit report. No credit was pulled, but this is in accordance with both of these companies policies, which i checked before being added.

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Please correct me if I misunderstood anything, but I think you are saying that you were added as a joint owner, not just an AU, without a credit pull to two accounts of a person living at the same address and sharing your last name. And elsewhere I think you stated that these two accounts are Nordy's and Macy's. Do these accounts now report as JOINT on your report, with the original payment history and date open? TIA!

[daylove]

You might have achieved that score in that timeframe but as most here you do not realize that having a high score does not actually mean that you will get a high or even a low limit card. My SO has an average 820 on the 3 CRA and still her highest CC has a limit of $5k while with a score of mid 600 in 2007 I received an invitation for the Amex Centurion(Black card) which I still carry. There are other considerations that lenders weigh to approve credit..it is not just the score.