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oh uh i poked the bear(BARCLAYS)

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jsickz32
Valued Contributor

oh uh i poked the bear(BARCLAYS)

so today i get a random call from a strange number and i answered and as soon as i hear barclays in mt head im OH NO MY APPLE CARD! lol they called to ask me about all my new accounts and Inqs and tell me that im about to become a corcern to them and will keep a eye on me lol. I was sweating thinkin they were calling to tell me they were closing my account...got lucky i guess.
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 1 of 43
42 REPLIES 42
Tommy5746
Regular Contributor

Re: oh uh i poked the bear(BARCLAYS)


@jsickz32 wrote:
so today i get a random call from a strange number and i answered and as soon as i hear barclays in mt head im OH NO MY APPLE CARD! lol they called to ask me about all my new accounts and Inqs and tell me that im about to become a corcern to them and will keep a eye on me lol. I was sweating thinkin they were calling to tell me they were closing my account...got lucky i guess.


How many new inq's and new cards opened since you got your Apple card?

Goal: 700 and an Amex Card!

Chicks Dig Guys With Good Credit Smiley Happy
Message 2 of 43
jsickz32
Valued Contributor

Re: oh uh i poked the bear(BARCLAYS)

I got my apple card on november '11 and went on app spree on june. 15 new accounts and about 19 new inqs between all 3 crs.
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 3 of 43
jamesdwi
Valued Contributor

Re: oh uh i poked the bear(BARCLAYS)

poked?  seems like you broke out a super soaker and wetted him down real good....  15 new cards in one spree. 

 

Smiley Very Happy

 

 

Cards: Chase Southwest 20k & CSR 17k & CSP 10k & FNBO 30k Oregon Duck 5k, & AMEX BCP 32.5k & Amex Magnet 15k&amg; Hilton Surpass 7.5k & Delta Gold 12k & Zync NPSL, Fidelity AMEX 17k Commerce5.9k & Cash Forward 7.5k & Sams Club MC 20k, Paypal Extras MC 10k, Paypal Credit 7.25k CapOne Venture 15k, QS 2.5k, QS 750, Amazon 10k, Walmart 10k, Citi Simplicity 18k, Discover IT 23k and a nice stack of store cards.
Landmarkcu Personal Loan 10k
Message 4 of 43
jsickz32
Valued Contributor

Re: oh uh i poked the bear(BARCLAYS)

Lol no thats 15 new account from 06/15 to last 9/03.
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 5 of 43
LS2982
Mega Contributor

Re: oh uh i poked the bear(BARCLAYS)

Thats a lot of new accounts, surprised they didn't shut you down. Id try to stay on the low for awhile.



EQ FICO 548 3/3/16
Message 6 of 43
jsickz32
Valued Contributor

Re: oh uh i poked the bear(BARCLAYS)

@LS2982
yeah i know and i will let my new accounts age. No more apping for me.
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 7 of 43
Duncanrr
Valued Contributor

Re: oh uh i poked the bear(BARCLAYS)

My streak of 5 for 5 pales in comparison to your 15 new accounts.  Colour me impressed but be careful.  Don't get into trouble with that many new accounts.



Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 808 TU --- EX --- CK 804(FAKO-EX 821, EQ 823, TU 803)
Goal Score: 750

Take the FICO Fitness Challenge
Message 8 of 43
Anonymous
Not applicable

Re: oh uh i poked the bear(BARCLAYS)

That's crazy! I can't believe some companys do that! It's not like they only have a few hundred people with their cards, they have MANY thousands and they monitor stuff like that. 

Message 9 of 43
Duncanrr
Valued Contributor

Re: oh uh i poked the bear(BARCLAYS)

I dont blame Barclay in this instance.  15 new accounts is a lot of new credit in a relatively short amount of time.  At least they called him and gave him a warning.  Let it serve as a reminder to build slowly and lay a strong foundation.



Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 808 TU --- EX --- CK 804(FAKO-EX 821, EQ 823, TU 803)
Goal Score: 750

Take the FICO Fitness Challenge
Message 10 of 43
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