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old cc

Regular Contributor

old cc

Okay my DH had a credit card with credit one bank opened 8/06 the acct was closed by them 4/07 because he constantly was late on payment.  he finally paid balance 8/08 and he wants to know if anyone thinks that he could call and see if they would reopen the acct and remove lates.  I dont think they would because the acct was so past due.  If anyone could help I would appreciate it.

Starting Score: EQ 462 9/30/11
Current Score: TU 577 4/10/12 EQ 607 4/10/12 PLUS 627 4/10/12 Beacon 5.0 621 lender pull 4/13/12
Goal Score: 650

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Senior Contributor

Re: old cc

You can always do GW and see what happens.  You can't know for sure unless you ask.



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09/03/2009 TU: 777, EQ: 776 ($8 balance on an account dropped me out of 780's)
03/28/2009 TU: 814, EQ: 810, EX: 781 (02/12/2009)
05/18/2005 TU: 563, EQ: 580, EX: 549
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