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pre-approval for cards I do not qualify for ??

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lg8302ch
Senior Contributor

pre-approval for cards I do not qualify for ??

Amex is offering me the pre-approval for the Plum card Smiley Surprised..I am really confused because I do not qualify for it. It is a business card and I wonder why in world this is happening. The pre-approved card is showing in my account and I could just click on it to process it.  Strange or is this happening to others too ?

Message 1 of 13
12 REPLIES 12
grinlikechelsea
Established Contributor

Re: pre-approval for cards I do not qualify for ??

Where are you seeing this on the website?

Message 2 of 13
CribDuchess
Established Contributor

Re: pre-approval for cards I do not qualify for ??

You're not alone - approval for the Plum card has been showing up on my account as well.  And I'm in the same boat as you - I'm not a business owner so I shouldn't be pre-approved for it.

 

Take comfort in knowing that Amex must really like us!  haha Smiley Happy

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Message 3 of 13
grinlikechelsea
Established Contributor

Re: pre-approval for cards I do not qualify for ??

I'm not seeing anything, but then again, I haven't been a cardmember for a long time. Smiley Tongue

Message 4 of 13
Revelate
Moderator Emeritus

Re: pre-approval for cards I do not qualify for ??


@CribDuchess wrote:

You're not alone - approval for the Plum card has been showing up on my account as well.  And I'm in the same boat as you - I'm not a business owner so I shouldn't be pre-approved for it.

 

Take comfort in knowing that Amex must really like us!  haha Smiley Happy


Hah, well take the Amex offer as a vote of confidence if nothing else Smiley Happy.




        
Message 5 of 13
indiolatino61
Valued Contributor

Re: pre-approval for cards I do not qualify for ??


@lg8302ch wrote:

Amex is offering me the pre-approval for the Plum card Smiley Surprised..I am really confused because I do not qualify for it. It is a business card and I wonder why in world this is happening. The pre-approved card is showing in my account and I could just click on it to process it.  Strange or is this happening to others too ?


Same here...I've gotten that several times. The app still asks about your business, so if you're not a business owner, I guess you'll be denied. Not really a pre-approval if there's no business...Smiley Tongue.

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Message 6 of 13
Revelate
Moderator Emeritus

Re: pre-approval for cards I do not qualify for ??


@indiolatino61 wrote:

@lg8302ch wrote:

Amex is offering me the pre-approval for the Plum card Smiley Surprised..I am really confused because I do not qualify for it. It is a business card and I wonder why in world this is happening. The pre-approved card is showing in my account and I could just click on it to process it.  Strange or is this happening to others too ?


Same here...I've gotten that several times. The app still asks about your business, so if you're not a business owner, I guess you'll be denied. Not really a pre-approval if there's no business...Smiley Tongue.


indiolation61 DBA indiolatino61?  Can get a business card as self-employed I believe?




        
Message 7 of 13
lg8302ch
Senior Contributor

Re: pre-approval for cards I do not qualify for ??


@CribDuchess wrote:

You're not alone - approval for the Plum card has been showing up on my account as well.  And I'm in the same boat as you - I'm not a business owner so I shouldn't be pre-approved for it.

 

Take comfort in knowing that Amex must really like us!  haha Smiley Happy


Thanks CribDuchess...glad I am not the only one.... I guess we should really feel flattered  Smiley Surprised Heart

Message 8 of 13
lg8302ch
Senior Contributor

Re: pre-approval for cards I do not qualify for ??


@indiolatino61 wrote:

@lg8302ch wrote:

Amex is offering me the pre-approval for the Plum card Smiley Surprised..I am really confused because I do not qualify for it. It is a business card and I wonder why in world this is happening. The pre-approved card is showing in my account and I could just click on it to process it.  Strange or is this happening to others too ?


Same here...I've gotten that several times. The app still asks about your business, so if you're not a business owner, I guess you'll be denied. Not really a pre-approval if there's no business...Smiley Tongue.


hmmm...a pity Discover does not see your Plum pre-approvals from Amex otherwise they would CLI your IT card immediately ??

Message 9 of 13
lg8302ch
Senior Contributor

Re: pre-approval for cards I do not qualify for ??


@Revelate wrote:

@indiolatino61 wrote:

@lg8302ch wrote:

Amex is offering me the pre-approval for the Plum card Smiley Surprised..I am really confused because I do not qualify for it. It is a business card and I wonder why in world this is happening. The pre-approved card is showing in my account and I could just click on it to process it.  Strange or is this happening to others too ?


Same here...I've gotten that several times. The app still asks about your business, so if you're not a business owner, I guess you'll be denied. Not really a pre-approval if there's no business...Smiley Tongue.


indiolation61 DBA indiolatino61?  Can get a business card as self-employed I believe?


Self-employed? What is the exact definition of self-employed? Still requires a listed and well established business I assume and not some sort of hobby with nearly no income...LOL

Message 10 of 13
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