Just got off the phone with them.
Was told to apply for the amount you want and if they feel your dti doesn't justify it they'll counter.
So don't ask for 5k. Ask for the maximum send in the documents they request and sit back and enjoy.
Um, not too sure what credit scores they like.
But no credit > average or bad credit.
At least that was the case for me.
What amount did you apply for??
But when I applied originally I asked for 2k since that would have been my highest cl by 1500. Lol now im going to ask for 20k
I think I might take a HP in January and ask for the 20K myself, @12K currently.
Is your dti good?
that's all the LO officer was concerned with really.
Not pretty right now but will be in January!
I only had the card for a month. Should I wait? The LO said it doesn't matter when I apply
I think you should wait until you've had it for 6 months. They may tell you that but it may turn up a denial too.