question about amex

jsickz32 · ‎09-07-2012

So hopefully ill get a 3x cli on my bce in about 13 days. I was wondering IF i get the cli which should bring me up to 7500 id be able to use some of that cl to open a SPG? also i apped for the SPG last month and was denied

and if they could use that app to open it? Thanks

Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)

CreditMuppet · ‎09-07-2012

@jsickz32 wrote:
So hopefully ill get a 3x cli on my bce in about 13 days. I was wondering IF i get the cli which should bring me up to 7500 id be able to use some of that cl to open a SPG? also i apped for the SPG last month and was denied and if they could use that app to open it? Thanks

More than likely it will be a hard pull (if approved) and soft if denied (as usual) I doubt they will use the same pull, they will use the last soft for the CLI on your BCE. Pretty sure they wont reallocate CL to open a new account.

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jsickz32 · ‎09-07-2012

I know its a SP for denials and HP if approved. I just wana know if they move credit to open a diff credit card. Bofa did this for me to open a new cc so im wondering if anyone has done this with amex.

Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)

jamesdwi · ‎09-07-2012

@jsickz32 wrote:
So hopefully ill get a 3x cli on my bce in about 13 days. I was wondering IF i get the cli which should bring me up to 7500 id be able to use some of that cl to open a SPG? also i apped for the SPG last month and was denied and if they could use that app to open it? Thanks

No AMEX will not move credit lines to open a card, and sorry to be the bearer of bad news, your CLI isn't an automatic approval, the fact that you were denied for a card doesn't bode well for getting a CLI at 61 days. Amex can be nice to get you in the door, but can be very conservative at times.

Cards: Chase Southwest 20k & CSR 17k & CSP 10k & FNBO 30k Oregon Duck 5k, & AMEX BCP 32.5k & Amex Magnet 15k&amg; Hilton Surpass 7.5k & Delta Gold 12k & Zync NPSL, Fidelity AMEX 17k Commerce5.9k & Cash Forward 7.5k & Sams Club MC 20k, Paypal Extras MC 10k, Paypal Credit 7.25k CapOne Venture 15k, QS 2.5k, QS 750, Amazon 10k, Walmart 10k, Citi Simplicity 18k, Discover IT 23k and a nice stack of store cards.
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jsickz32 · ‎09-07-2012

Ah ok. I was approved for the goldpr right before apping for the SPG and month before that for the bce and green so maybe i pushed too much. But we'll see if i get the cli, i know its not auto approval.

Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)