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OK, so lets say that i have a credit card that is going to report on the 15th and a credit card that is going to report on the 30th. The 15th comes by and goes towards my credit report, i pay that amount off after reporting date. Now the 30th comes around and i let that card show a balance, is it going to pop up that i have "to many credit cards reporting a balance" or since i paid my 15th credit card that message should not come up?? Thanks for answers
Well for that month both those cards reported a balance.
@Sabrian31487 wrote:OK, so lets say that i have a credit card that is going to report on the 15th and a credit card that is going to report on the 30th. The 15th comes by and goes towards my credit report, i pay that amount off after reporting date. Now the 30th comes around and i let that card show a balance, is it going to pop up that i have "to many credit cards reporting a balance" or since i paid my 15th credit card that message should not come up?? Thanks for answers
Are you trying to get MAX scoring?
Yes I want to get good scoring. But i also want to make sure i dont have any credit cards to go inactive and get cancelled so im trying to find the best way to use multiple credit cards a month.. Ill probably just buy something and then pay in full right away.. That will show activity right?
@Sabrian31487 wrote:Yes I want to get good scoring. But i also want to make sure i dont have any credit cards to go inactive and get cancelled so im trying to find the best way to use multiple credit cards a month.. Ill probably just buy something and then pay in full right away.. That will show activity right?
Yes. Just make sure one card does report a balance.
@Sabrian31487 wrote:Yes I want to get good scoring. But i also want to make sure i dont have any credit cards to go inactive and get cancelled so im trying to find the best way to use multiple credit cards a month.. Ill probably just buy something and then pay in full right away.. That will show activity right?
example this month pay the 15th card off before the staement cuts and let the 30th card report a balnce
Next month change which cards reports
For max scoring 1 card reports a balance