i have my secured card from cap one that i opened about two years ago and i would like to close my account there because i have a deposit of a $1000.
my question is like that, how much it will affect my score?my history?and will it affect me if i want to open new accounts in the near future?
thanks for the reply.
i read everything.
i just want to know if i understood it correctly: my total limit right now is 12,250
the account i want to close has a limit of 1500 with 0% util and my total util is 1%.
if i'll close the account now it won't affect my score but it will after 10 yrs?did i get it right?
i think it's even less then 1% , it might drop off before 10 yrs?
this is my first card, and i don't use it.
will it be good for me to close it right now or should i wait a little longer?