cancel
Showing results for 
Search instead for 
Did you mean: 

"Already Approved" Chase Offers?

Auto Loans for ANY Credit Situation. Immediate Response.
Advertiser disclosure
Highlighted
Valued Contributor

Re: Chase Offers: “You’re Already Approved”


@angelwingz wrote:
Where in the offer would I be able to find the SL, if it’s mentioned?

 

 

Should be like this (taken from DW's);



F340459A-8434-463D-8DDB-714F00A46A56.jpeg

 

BK7 dc in 01/2011 with FICO8 in the 500s

HPs EX 6 EQ 4 TU 2
AAoA 5y4m
UTIL 1% - 3%

$200K+ Total Limits







New cc TLs 1/6 ; 1/12 & 4/24
Message 31 of 81
Highlighted
Community Leader
Super Contributor

Re: Chase Offers: “You’re Already Approved”

Now that's sweet. 



DEC 2019: EX 816, TU 820, EQ 810
DEC 2018: EX 777, TU 783, EQ 799

|| NFCU CashRewards $30K || AmX Cash Magnet $30K || Discover IT $24.7K || Macy's $20K || NFCU CLOC $15K || NFCU Platinum $12.5K || AmX ED $11.5K || CitiCostco $7K || CitiDC $6.3K ||
Message 32 of 81
Highlighted
Valued Contributor

Re: Chase Offers: “You’re Already Approved”

I've gotten offers with listed credit lines. Except the longer I let them sit, the lower the CL goes.

I'm waiting for my CSP offer CL to go to 0 lol.

Scores, HPs/24 mos. (updated 3/30/20):
    Experian FICO Score 8 = 827, 2/24
    Experian FICO Score 9 = 836, 2/24
   TransUnion = 832, 1/24
    Equifax = 834, 0/24

Total 2019 rewards, incl. offers/deals = $1,709.07

2019 Spend:
    BCE: $4,066.59
    BoA Cash Rewards: $6,819.88
    Savor: $7,256.77
    CF: $3,104.62
    DC: $13,827.18
    Discover IT: $2,666.30
    Lowes: $147.59
    PNC Cash Rewards: $733.13
    Propel: $4,942.08
=================
Total Spend: $43,564.14

Avg. rewards rate, incl. offers/deals = 3.92%

Total CL: $264,500

Cards (hover over for CL | interest rate | Date Opened):
Message 33 of 81
Highlighted
Established Contributor

Re: Chase Offers: “You’re Already Approved”

$1,000... I only have a $600 offer 😩

 


@JR_TX wrote:

@angelwingz wrote:
Where in the offer would I be able to find the SL, if it’s mentioned?

 

 

Should be like this (taken from DW's);



F340459A-8434-463D-8DDB-714F00A46A56.jpeg

 


 



Take the myFICO Fitness Challenge


Starting Scores

Current Scores

Goal Scores
Message 34 of 81
Highlighted
Valued Contributor

Re: Chase Offers: “You’re Already Approved”

Having the SL listed allows a person to determin whether to go for the offer or not. As to going in blind, and not getting what one had hoped.






Message 35 of 81
Highlighted
Senior Contributor

Re: "Already Approved" Chase Offers?

Congrats on the offer. If you dont have a need for the card dont get. What for other offers.

American Express: Platinum Charge, Optima, Business Gold, Delta Business Platinum
Barclays: Arrival+ WEMC
Capital One: Savor WMC, Venture VS
Chase: Freedom U VS, CSR VI
Citibank: AAdvantage Platinum WEMC
Elan/US Bank: Fidelity VS
Credit Union: Rewards Visa
FICO 08: (2.4.20) EX: 832 / EQ: 840 / TU: 833
Message 36 of 81
Highlighted
Regular Contributor

Chase "You're already approved"

Hey everyone, 

Logged into Chase this morning and see a "You're already approved for the Chase Sapphire Preferred for $22,000"

Is that a for sure thing? I just need to apply and that's it? 

I also have one that says the same thing for the Chase Freedom for $16,000. 

Not sure what to do? Haha. I don't really NEED or want those cards, but it's cool to see that I guess. Screen Shot 2020-02-14 at 9.03.39 AM.png

Message 37 of 81
Highlighted
Community Leader
Super Contributor

Re: Chase "You're already approved"

Yes, you're pre-approved.







Message 38 of 81
Highlighted
Valued Contributor

Re: Chase "You're already approved"

You are definitely  pre-approved...Go for it!

Message 39 of 81
Highlighted
Established Contributor

Re: Chase "You're already approved"

That's as close to a sure thing you'll get from Chase. If it's a card you want, pull the trigger! 

Chase Sapphire Reserve 18.5k
Chase Freedom Unlimited 11.7k
American Express Bonvoy Brilliant 15k
Barclays Aviator Red 4k
Citi AAdvantage Platinum Select 12k
Amazon Store Card 10k

Fico 8s as of 04/02/2020:




Message 40 of 81
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.