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I and my DW just did one transaction each of $14 each, on our individual cards, for lunch at one of our Fav resturant. Not bad to have a lunch for $4 a peice,
Interestingly, at this local resturant our EMV Chip cards were put to use for the very first time, as here in Houston most merchants still swipe.
@vwhirlwind wrote:Unless you are bartering goods or services for all your purchasing, you're a "puppet" to someone.
A puppet to marketing is what I meant. It's not really an issue, except so many people here deny that rewards increase their spending, despite all the research that shows that in general it does (which is why they are offered of course).
In my view, the spirit of the offer is incentivize shopping at small businesses on post Black Friday on one of the historically slowest days of the year, since most people would prefer to stay home and relax after Thanksgiving after the hussle and bustle of Black Friday.
While I'm not privy to the burden of the $10 credit, whether Amex or the Merchant shares in the cost, it can only been seen as a boon to Merchants, especially if Amex absorbs the entire subsidy. Anything that drives foot traffic and promos to help local businesses monetize that foot traffic is a good thing. How people choose to spread out the $10 offers is hardly relevant, so long as local businesses benefit.
$10 credit for the consumer and revenue for Main street equals a pure win win situation, in my view.
@longtimelurker wrote:A puppet to marketing is what I meant. It's not really an issue, except so many people here deny that rewards increase their spending, despite all the research that shows that in general it does (which is why they are offered of course).
I see your point. But that should always be obvious given the fact that we are on a discussion board dedicated to consumer credit. Yes, the pull of marketing is strong. To me, though, this particular campaign does a lot of good, and I had a fun day spending time at two stores who appreciated my business. The $20 is an afterthought for me, and certainly not the only reason to be patronizing these businesses. (edited to include quote)
@vwhirlwind wrote:
@longtimelurker wrote:A puppet to marketing is what I meant. It's not really an issue, except so many people here deny that rewards increase their spending, despite all the research that shows that in general it does (which is why they are offered of course).
I see your point. But that should always be obvious given the fact that we are on a discussion board dedicated to consumer credit. Yes, the pull of marketing is strong. To me, though, this particular campaign does a lot of good, and I had a fun day spending time at two stores who appreciated my business. The $20 is an afterthought for me, and certainly not the only reason to be patronizing these businesses. (edited to include quote)
Right, while many of us invest on Wall Street, our hearts will always be with Main Street. There is nothing more important for the vibrancy of the local communities than having its small businesses thrive.
All things being equal, it's always better to consume and shop at businesses in our local communities.
@Open123 wrote:
@vwhirlwind wrote:
@longtimelurker wrote:A puppet to marketing is what I meant. It's not really an issue, except so many people here deny that rewards increase their spending, despite all the research that shows that in general it does (which is why they are offered of course).
I see your point. But that should always be obvious given the fact that we are on a discussion board dedicated to consumer credit. Yes, the pull of marketing is strong. To me, though, this particular campaign does a lot of good, and I had a fun day spending time at two stores who appreciated my business. The $20 is an afterthought for me, and certainly not the only reason to be patronizing these businesses. (edited to include quote)Right, while many of us invest on Wall Street, our hearts will always be with Main Street. There is nothing more important for the vibrancy of the local communities than having its small businesses thrive.
All things being equal, it's always better to consume and shop at businesses in our local communities.
We had lunch at our favorite taco cafe (separate checks of course), then spent the rest stocking our liquor cabinet. Supporting local small business means we pay a little more than at the big discount store for booze. That's where AMEX made up the difference and then some. We spent $82 and expect $60 back.
@elim wrote:Today is Small Business Saturday Shop Small good for $10 x 3 (AU card is eligable also so $10 x 6). There is a map on this page showing locations in your area.
https://www.americanexpress.com/us/small-business/shop-small/?extlink=SBS2014_Search_Consumer
So how does this work, exactly? I went to the site and see available stores in my area, but do I need to do additional steps to be eligible - and whay exactly are you eligible for? Is this offer good for every Saturday? Thanks!
@akula wrote:
@elim wrote:Today is Small Business Saturday Shop Small good for $10 x 3 (AU card is eligable also so $10 x 6). There is a map on this page showing locations in your area.
https://www.americanexpress.com/us/small-business/shop-small/?extlink=SBS2014_Search_Consumer
So how does this work, exactly? I went to the site and see available stores in my area, but do I need to do additional steps to be eligible - and whay exactly are you eligible for? Is this offer good for every Saturday? Thanks!
JUst one day a year, this year Nov 29th. You need to have the offer under Offers for You on the Amex website (or get it on Amex network cards via twitter, facebook etc), and select it. Then, in general, you can go to any three of those stores (per card you have the offer on) and you get $10 back whenever you spend $10 or more at that store.