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secured cards

bamagirl1
Established Contributor

secured cards

Does anyone have a citi secured or boa secured? how do you like it? how long do you have to have b4 it may can become unsecured? can you have a bk with it?
Message Edited by bamagirl1 on 12-12-2008 01:59 PM
~01/2008 Ficos TU 571-EX 647-EQ 652~
~3/21/2009 Ficos TU 705 EX 702 EQ 692~
~9/9/09 Ficos TU 718 EQ 693 EX???
~06/25/12 Ficos TU 719 EQ 677 EX??
Message 1 of 5
4 REPLIES 4
orky626
New Contributor

Re: secured cards

Many have said that the BofA 99/500 card is good to have and once you have it for 9 months with good history, they will increase it to 1000 and refund the $100 deposit.  I applied for a secured BofA card got denied and they gave me the 99/500 offer.  I save the page on my computer and plan to apply for it over the wknd.
Equifax: 656
Experian:645
Transunion:659
Message 2 of 5
bamagirl1
Established Contributor

Re: secured cards

do you apply for regular card online to get that offer or the secured card? i see that citi has a mastercard and to try and get my foot in the door with either of them i'd start out with one of the 2

 

~01/2008 Ficos TU 571-EX 647-EQ 652~
~3/21/2009 Ficos TU 705 EX 702 EQ 692~
~9/9/09 Ficos TU 718 EQ 693 EX???
~06/25/12 Ficos TU 719 EQ 677 EX??
Message 3 of 5
orky626
New Contributor

Re: secured cards

I don't  believe BofA has their 99/500 card listed on their site.  I think they only offer it to people that can't get a secured card.  Try calling one of the back numbers to see if you can apply for the offer over the phone.  Not sure.
Equifax: 656
Experian:645
Transunion:659
Message 4 of 5
fender
Established Contributor

Re: secured cards

You have to apply for the regular platinum card, it will (i assume) deny you but counter-offer you a fully secured or partially secured card.
"WTB Access Number"
Message 5 of 5
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