I got this PNC secured card in June. Its been a decent card, but Ive been thinking about closing it lately and saving the AF. I use my chase freedom for everything and dont have a use for the secured card. Will it look bad for closing the card after only 4-5 months. I didnt expect my credit to improve so fast and to be able to get other CCs so I had a purpose for the card, but now I am just trying to grow the cards I have.
I know it wont hurt my AAOA, and It isnt helping my util. so would this hurt me?
CO CC- opened 1/12
might as well hang onto it until the next AF comes around and then close it.
You're in that boat where it won't hurt you to close it. Save the AF and take care of your good cards now.
its a monthly billed AF, otherwise id keep it. so its $3 per month. I will close it. Thanks guys, just didnt know if itd look bad to only have it for a few months
monthly? well then close that thing yesterday lol
Close that sucker! No need to pay a monthly fee. If it were annually like most cards then I'd say keep it till it hit 1 year. If you got decent cards now or a better card then close that piece of plastic!