Do you have any other open revolving credit? (CC's, lines of credit.)
If you can qualify for the WF, and if all you have is the BofA secured, I'd say go for it. And then stop. Two cards are all you need in the initial rebuilding stages. Don't go apping Macy's and WalMart and Target and Kay's and all the rest. Just give these two six months of perfect history (ideally 12 months), and
then go looking for more cards.
And for all the Macy's fans out there, I will hasten to say that you can start with Macy's first, if you like.
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007