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@nicholasyud wrote:i make the payment on the 21 of Nov. They still hold the fund even thou they already take out the money from my bank. SMH
Honestly, I wish they'd just stake the money from my bank at this point. My statement doesn't cut til lord knows when bad it'll be months before any of those cards see some love from me since I'm leaving for the reserves in January
@SisterGirl wrote:Last week when I was at the customer service counter handling a return, I asked the gentleman assisting me if they accepted payments for Walmart account at the store. He said they did....I asked when would my payment post...he advised "same day". I don't know if this is true or not, but we will know on Tuesday when I take on that task.
SisterGirl
I do this all the time, and the payment does post immediately. I pay my Walmart card with my debit card at their Money Center kiosk. And if that's not working, I pay in person at the Money Center counter. If I'm not in a hurry, I'll go buy gas at Murphy and then immediately go into Walmart and pay off the purchase before it even posts to the account. Learned about this one time when I had to buy some gas on the last day of my statement cycle.
@SwampSystems wrote:
@SisterGirl wrote:Last week when I was at the customer service counter handling a return, I asked the gentleman assisting me if they accepted payments for Walmart account at the store. He said they did....I asked when would my payment post...he advised "same day". I don't know if this is true or not, but we will know on Tuesday when I take on that task.
SisterGirl
I do this all the time, and the payment does post immediately. I pay my Walmart card with my debit card at their Money Center kiosk. And if that's not working, I pay in person at the Money Center counter. If I'm not in a hurry, I'll go buy gas at Murphy and then immediately go into Walmart and pay off the purchase before it even posts to the account. Learned about this one time when I had to buy some gas on the last day of my statement cycle.
Awesome !
Thanks for the clarification....
In and of itself, no. I was a triple pull borderline approval with Delta card. 4-5 pts for having multiple cards report a balance maybe the difference from a full 3x CLI or a much smaller one. I can't get cap1 to move on GW attempts but I can control UTIL.
@jsickz32 wrote:
Are you really that worried amex will deny you the cli because walmart will report a $50 balance?
And when are they going to update FICO for December?!
| Chase Freedom $9500 DCU Visa $10000 Capital One QS $2000 AMEX BCE $3000 | Lowe's CC $8500 WalMart CC $3100 BOA Platinum $600 AMEX Gold NPSL |
I asked a cashier about this yesterday when I was in the store. She said that I could pay my walmart card at the register, even while a charge is pending. This solves the problem.
@improvingmycredit wrote:
@Duncanrr wrote:
I need to SD my Walmart Discover card. Wednesday afternoon I made a small charge to it (around $50 at a local Walmart store). 12/2 is my statement cut date. Go online to pay bill in full and guess what? The charge hasn't cleared yet and it's been more than 48 hours. How much you want to bet it clears seconds before my statement generates. Their practice of doing this really pisses me off.LOL- yea- it really gets me too! I have just taken to not using it near statement cut off date. 3 times now they've gotten me. Can't pay till it post and it always post right before statement cut night of. UGH!
This is exactly what I do with all of my GE accounts.
I have 2 GE accounts and my experience differs on each card.
PayPal Smart connect usually credits on same day and sometimes they credit before taking the money from my account (never missed a payment or had a report with a balance that I didn't wanted).
Recently approved WM Discover I made 2 payments to see what will work since I had read so many bad things here, one payment on the store and one online.
Store payment posted immediately (done on November 19th)
Online payment took several days (payment done on the 16th, money taken on same day and payment posted on the 21st)
I don't know what is the deal with Wal Mart posting the balance if they take the money from your account.. I will probably make the minimum payment in the store and the rest online just to be sure and avoid any late charges.