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Well, I have had a little success here and there..and some failures.
Here are my cards:
Chase IHG 6500
Chase Amazon 6500
Chase Marriot 16,000
Chase Freedom 6,900
Chase Hyatt 30,000
Capital One Venture 5,000
Capital one QuickSilver 3000
Capital one spark 2150
Discover 5,200
Discover 4,700
Virgin 11,500
Fidelity 20,000
Citi Double Cash 50,000 (just increased from 25,000 to 50,000)
Citi Expedia 25,000
Barclays 15,000
Paypal 7,500 (increase 5,500 to 7,500)
Store Cards:
Bestbuy 25,000
Homedepot 25,000
Gap 3,600
JC penney 7,700
Walmart 3,500
Target 300
Amazon store card 3000
Citi has really shown me some love! I requested a CLI when my inital credit line was 25k, I tried to get the same credit increase on my Expedia card..no dice. I tried to get an increase on my Fidelity..but 20k is the highest I believe they will go. They sent me a letter saying two reasons for the denial, one potentially I am at the limit and the othe reason to many open accounts..both of those could be true. I can not get a CLI on my Capital One cards because I don't use them that much..I have a couple of things that charge every month..25.00 here and there..but they said I don't charge enough. Barclays said something similar althought they gave me a nice CLI a couple months ago to 15,000. I haven't check with Chase..truth be told..I never thought Citi would hook me up like that. Cit DC is my main card. My questionis ...should I still garden..should I still try to increase my limits? My total credit limit including store cards is 283,550..which is the most I have ever had. I really really want the Chase Saphire ..but since I opened so many cards..I would have to wait 2 years with out trying to open anything..I don't know..what are your thoughts?
I need some of your Citi tricks.
I cant get them to raise my CL anymore with a SP. I have an 810 and put atleast 2k a month spend on it. I've been waiting and looking and still can't seem to get and luv from Citi.
Maybe be I should just quit using it and see if they'll give me a CLI. It's by far my lowest