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What would be a good store credit card? I only have a CapitalOne Secured MasterCard, 3-4 hard inquires from 2015, and my credit score is around the 640's. Income is approximately 18k.
I want to apply either for Target, Amazon or Macy's.
Any recommendations?
Amazon. Your score is that FICO or FAKO? What is your TU FICO?
Well it depends on what you mean by "good".
Amazon is one of the myfico favorites bc it give 5% back as statement credit.
Target I believe is also 5% back.
Lowes gives you 5% off when you use it and you can get huge limits like 17-25k which helps uti.
Barneys/Pottery Barn/Jcrew grow within a year or so to huge 10-25k limits also.
I suppose "good" could also depend on where YOU shop at the most if they give reward points.
Vic Sec gives alot of rewards and coupons to card holders if you shop there alot.
Macy's also gives a lot of coupons to cardholders, as does Kohls.