synchrony bank

[Anonymous]

I have tried and tried, but cannot get approved for any of their cards. I have comenity store cards, capital store and mastercards. I also have a cabelas visa. Every card they say with synchrony is easy to get I get denied. My fiancé has the same credit score as me and the same bills since we own a home and vehicles together. Kind of confused please send your advice.

[myjourney]

Welcome to the forum 

Have you ever burned them?

[Skye12329]

Well little hard to know why without some information.

What are the denial reasons you have gotten?
Whats your current FICO Score?
Missed any payments or have any collections or Bankruptcies...etc.
Do you know how old your Average Age of Accounts is?
How about Inquiries?

Those are some questions that can help us determine such reasons also.

[Anonymous]

No. I have never had one of their cards

[UncleB]

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@Skye12329 wrote:
Well little hard to know why without some information.

What are the denial reasons you have gotten?
Whats your current FICO Score?
Missed any payments or have any collections or Bankruptcies...etc.
Do you know how old your Average Age of Accounts is?
How about Inquiries?

Those are some questions that can help us determine such reasons also.

---

+1

I would also be interested to know if the denial reason is always the same, since you've been declined more than one time.

[Anonymous]

My tu is 620 and eq640. I had a recent bankruptcy, but I have been approved for the cards listed in earlier post since.

[Anonymous]

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@Anonymous wrote:

My tu is 620 and eq640. I had a recent bankruptcy, but I have been approved for the cards listed in earlier post since.

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This is more than likely the reason.

[UncleB]

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@Anonymous wrote:

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@Anonymous wrote:

My tu is 620 and eq640. I had a recent bankruptcy, but I have been approved for the cards listed in earlier post since.

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This is more than likely the reason.

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+1

I agree; give it some time, and Synchrony will welcome you with open arms. 

[Anonymous]

How long do you think I should before trying again??

[Anonymous]

Does synchrochy have tougher standards than comenity store cards