I HATE DISCOVER, ALTHOUGH it is my first card, they pulled 2 TU, 1 EX ON THE DAY I APPLIED!! 
AND DISCOVER now is only for cash over.
My barclays apple financing card, I have been with them more than a year, always paid on time, and recently have been PIF.
When I requested a CLI, they questioned me about my 2 HP's from GE as if they where anything to worry about, 2 HP's in the past 2 years! Then they only gave me a 3k increase and acted as if they preformed a miracle when I have a 700-ish credit score. I just won't be using the card ever, I have much more generous lenders who I can spend with.
Starting Score: EQ: 657
I would have to say this is a tie between my old orchard card ,and FP. If it was not for Apr i had with FP it woud win.
@juggalo9er wrote:considering i am new to credit cards i would say the capitol one secured.
something like a 19.99% interest rate measely 100 cli unsecured and a 29 af
although to give credit where credit is due (pun intended) this card was did help in the rebuild
worst offer just came from firt premier
175 af
36% interest
monthly fee ---i know there was one but its been filed away
no grace period
700 cl
Right now...Discover with a 22.99% APR and stagnant CL.
I never had a sub-prime card so I'd go with my USAA secured, I don't really like any of USAA cards due to the fact they give low limits with terrible rewards. The secured card is worse because it never graduates, has an annual fee and no rewards.
@juggalo9er wrote:considering i am new to credit cards i would say the capitol one secured.
something like a 19.99% interest rate measely 100 cli unsecured and a 29 af
although to give credit where credit is due (pun intended) this card was did help in the rebuild
worst offer just came from firt premier
175 af
36% interest
monthly fee ---i know there was one but its been filed away
no grace period
700 cl
+1. Glad i closed it. Next in line was the Centennial Matrix Discover Card, even more happier that i closed that one, too.
