I opened a Charles Schwab yesterday. I was told it will be soft pull on EQ. Free ATM worldwide. You can deposit money by going to Brokerage office to that account and then transfer it to your Checking account. I travel international so I love Free ATM feature.
ING is the BEST!!! have had it for years and have never had an issue with it.... i have my paycheck direct deposited and if i need to deposit a live check I snap a picture with my phone and upload it into my account - no fees, no issues, LOVE THEM!!!!