No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
i got approved low interest chase and Citi at 8/7,i am thinking to cancel the high interest
1 2004 chase slate ,interest rates 25% CL $500 no balances
2 2006 chase slate ,interest rates 27% CL $600 no balances
3 2010 capital one ,interest rates 25%CL $1500 no balances
ANY ADVICE
THANKS
Not sure what you are saying. You have two chase slates? Can you list your cards and when you got them? Also say if there are running balances or pif.
What is the point of cancelling if there is no annual fees?
1 2004 chase slate ,interest rates 25% CL $500 no balances
2 2006 chase slate ,interest rates 27% CL $600 no balances
3 2010 capital one ,interest rates 25%CL $1500 no balances
THANK YOU
Much clearer now. Yes don't cancel no af cards. Also you can probably call chase and request for lower apr.
does chase need to check my credit report again when i request for lower apr.
THANK YOU
@kaysss wrote:does chase need to check my credit report again when i request for lower apr.
sorry what is af card
THANK YOU
AF is Annual Fee. Cards with AF should justify their fee in rewards and perks, if not general advice is close them.
High APR does not matter for cards that you PIF (Pay in Full ) each month. So it is not necessarily a good reason to close a card.
thank you very much