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@distant Good info!
@jacquelinemay9 wrote:Actually, before I found this site I used my debit card and cash for everything. Now I use CC for anything I can. A few smaller places prefer cash or debit so they don't have the swipe fee, so I respect that and pull out the debit. But everything else, CC. I think I've had the same $60 in my wallet for the last month. If I could find a way to pay my rent ($1400/mo) with a CC I absolutely would! Imagine the points I would accrue....
duplicate =)
also there's the ice cream method to pay your rent but that's another story.
Please elaborate! I rent from the owner of the condo, not a business or association if that makes any difference.
not allowed to discuss the ice cream flavors on this forum =)
Ohhhhh okay, I'll do a search. Thanks for the idea
sorry couldn't help more some things are frowned upon on the forums =) tryin to keep the peace
Oh, there is one place I'd never use a CC or even a debit card, Casinos.
Also bookies* and hookers* and my neighborhood cash only veggie stand.
Some things require cash.
*At least from what I've heard. I don't actually have first hand experience. I've led a deprived life.
I use my debit card not my credit card because I am slowing gaining self discipline and am afraid I will be tempted not to PIF if I use my credit card too much. If you trust yourself to pay in full, then why not use the card if it will get you rewards? For me, for now, I used to be in a lot of debt and I just feel better paying cash or debit card.
@dddewdrop wrote:I use my debit card not my credit card because I am slowing gaining self discipline and am afraid I will be tempted not to PIF if I use my credit card too much. If you trust yourself to pay in full, then why not use the card if it will get you rewards? For me, for now, I used to be in a lot of debt and I just feel better paying cash or debit card.
That sounds very smart. First know thyself. Once you can handle it switch over to a CC but your caution is a good quality.
@distantarray wrote:sorry couldn't help more some things are frowned upon on the forums =) tryin to keep the peace
In my view, I don't think anyone sees anything amiss or unethical about using this method to pay one's rent. It's perfectly legitimate to gain rewards for one's self and bypass the 2.8% CC surcharge to pay rent.
PS - Now, the "pseudo" purchase is when it becomes something questionable, for some.