Through recent CLI's synchrony in the past 30 days have given me large CLI's on almost all of the cards I have with them. Lowes went to $35k and my utilization is sub 10%.
I logged into my walmart one to find a very odd number 1256 as my limit. Just a week or so earlier it was $6k. I knew I'd be due for that bumping up soon as most of my cards are past $10k. I have $28k with discover and 19k for a capital one.
Anybody else seeing the walmart card drop as we're getting ready for the capital one migration? I also have not used my walmart card in at least a few months. The card sucks. After noticing the odd number I put in a CLI request and it went straight to $3500.
Anybody else seeing weird things happening?
How is your utilization on your other cards?
While CLD by Synch for non use is certainly possible, it usually does not happen after only a few months of inactivity
This happens on occasion on my just-sitting-there JCPenney card. One month I'll ask and get a CLI to $10k and next month I get a credit alert that I've been CLD to $1k. I find it to just be a Synch quirk 🤷♂️
Before the switch to capital one news came out I was planning on closing the account. I really don't use the card often. The rewards for ordering stuff on walmart.com are better if I just use the ebates/rakuten card or the same if I just use my paypal one. It just seemed like odd behavior and I haven't received anything in the mail about it. Once you start getting better cards the store cards just go to the shelf.
my overall available limit went up quite a bit on the synchrony side in the past 30 days. I'm around $75k available just from synchrony even after this walmart CLD. my balance on all synchrony cards is $0 and I haven't carried a balance with them other than a few times with amazon. I've paid them $0 in interest. I'm probably raising some alerts with my bashing of the love button and then not using it.
I am presently in my second round of discover cashback bonus and yes that is my primary card right now. ebay bucks + disco quarter + end of year double had me hit the quarterly limit fast. I may have hit the cap on my older disco card too.