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walmart underwritting backdoor #?

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jagshere
Regular Contributor

Re: walmart underwritting backdoor #?

I used 800-480-0205, and moved my CLI from 5-10K. YMMV.


12/28 EX 745( FAKO)
12/28 DCU 742 FICO
12/28 WM TU 796 FICO
Walmart Discover 15k |CSP 14.4k | Penfed Cash Rewards 9k |DCU 7.5k | Chase Freedom 8k | FNFG 5k | Discover 6.4k| BOA 4k | BCE 3k


Message 11 of 15
Swapmeet
Valued Contributor

Re: walmart underwriting backdoor #?

And yes, I am sure that GE handles the underwriting for the walmart cards.



My Wallet:
WalMart: ||15k|| USAA Platinum MC: ||26k|| BCE: ||9k|| Chase Freedom Siggy: ||10k|| Discover it: ||6.5k|| SG Visa: ||11k||
USAA World MC: ||23k|| US Bank Cash+ Siggy: ||7.5k|| Citi TYP World MC: ||12k|| Barclays Arrival World MC: ||13k||Citi Double Cash World MC ||25k||Sallie Mae World MC ||18.8k||Fico Scores (3 Fico Monitoring): EQ 751,TU 749, EX 743. Last app: 9-12-14 Sallie
Message 12 of 15
Shogun
Moderator Emeritus

Re: walmart underwriting backdoor #?

Do I need to sing a song about harmony and peace here?

 

Let's play nice!

 

Oh, and don't get me wrong, I love to sing.  I know I'm horrible at it, but I personally just don't care.  So straighten up, or I'll do it!

 

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 13 of 15
jeffery581
Established Contributor

Re: walmart underwriting backdoor #?

Thanks jagshere for the #.

 

 

I called and they combined the 2 limits and closed the second wm card. I had applied to get the disc. wm card as the rep told me to do. But come to find out they erroneously opened a second wm store card.....

 

 

Any way I am happy about them combining the 2. 

 

 

I will wait another year to see if they upgrade me.

Capital One Quicksilver Visa | Capital One Quicksilver Matercard | Sony Visa | ebay Mastercard | Best Buy Visa| Shell Mastercard | CareCredit | Amazon Rewards Visa | Discover it | Lowes | Home Depot | Chase Freedom | Ebates Visa | TJMAX Platinum MasterCard | Stash Signature Visa | Hilton Amex | Bank of America Cash Rewards Visa | Bank of America Better Balance Rewards Visa | US Bank Cash Rewards | Blue Cash AMEX | IHG Rewards Club World Mastercard | Barclay Cash Foward World Mastercard | Bank of America Travel Rewards Visa | US Bank Cash 365 AMEX | Amex Everyday | Target | CITI Double Cash | WELLS FARGO PROPEL AMEX | Royal Carribean Visa | AARP REWARDS VISA | BEst Western Mastercard
Message 14 of 15
Sactoflynn
Established Member

Re: walmart underwriting backdoor #?

I just called 877-379-8173 and was told that they can't recon any app already denied by the system and have to wait to get the letter in 7-10 days.  They also said I could reapply in 30 days by calling this number for their underwritting dept.....800-528-2334.  Not sure if a backdoor number or not.


Starting Score: TU 536, EX 568, EQ 569
Current Score: TU 629, EX 653, EQ 604
Goal Score: All over 680



cards: CapOne Visa $750, CreditOne Visa $500, VS $250, Buckle $250, kingsize$250,
CARDS: Fingerhut $1,200, WF Visa $500, FP Visa $400, JCrew $250, Amazon.com $1,400, bill me later $550, Ann Taylor $250


Message 15 of 15
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