I highley recomend the B of A 99/500 if you can get it. I have had it for about 4 years and am up to 2k unsecured now. They have been good to me!
ilovepizza wrote:
Shop around, some banks charge more for secured cards. Generally the annual fees run about $20-$30 a year. I think Cap1 has one for $19. Always see if they charge monthly fees too. Most start at $200 some at $300 to secure. It can take 24 months to graduate to an unsecured card. Sometimes it automatic, other times its not.
However with Wamu, I have seen when people have a savings account with Wamu with a fair amount of money in it, it helped them get approved for an unsecured card.
Wamu is a good bank, looks stable. I have their unsecured card and am very happy with the bank. Have you tried the Bank of America 99/500 secured card? You have to only secure it with $100 and they give you a $500 CL.
chiwiseguy, how were the cl's after it became unsecured? I have one of those's that's almost 6 months old. 
luvly83 i hope this will help you to make your decision regarding a secured credit card :
(1)BANK OF AMERICA 1800732-9194 AF $29
(2) US BANK 1800 285-8585 AF $ 35
(3) WELLS FARGO 1800 988-8019 AF $ 18
GOOD LUCK TO YOU .
Message Edited by creditdream on 03-25-2008 03:07 PM